Natural hazards · Almer

Almer, MI natural hazards

Most of the natural-hazard damage FEMA expects in Almer comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Almer?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Almer to be higher than in 77% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding67%Cold waves17%Tornadoes7%Everything else10%

By hazard

What Almer faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

67% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about once a year in the area

Cold waves

17% of expected damage

Above average · higher than 58% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

7% of expected damage

Above average · higher than 69% of U.S. places

Recorded about once every 36 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Almer flood?

FEMA's records show no paid flood insurance claims in Almer.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Almer isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Tuscola County.

Disasters that hit Almer

Federal disasters declared here

None of the disasters declared for Tuscola County shows FEMA aid or repair money reaching Almer itself in FEMA’s records.

Brought FEMA money into AlmerDeclared for Tuscola County only

Tuscola County has had 10 natural disasters declared since 1953, most often floods and winter storms.

Around Almer

Almer and the towns around it

Very lowLowModerateHighVery high

Almermostly inland floodingHigh

Ellingtonmostly inland floodingHigh

Caromostly inland floodingHigh

Indianfieldsmostly inland floodingHigh

Fairgrovemostly inland floodingLow

Columbiamostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Almer is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Almer’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Almer. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.