Natural hazards · Allen Park

Allen Park, MI natural hazards

Most of the natural-hazard damage FEMA expects in Allen Park comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 35 claims here since 1979. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Allen Park?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Allen Park to be higher than in 47% of U.S. communities, mostly from inland flooding.

Inland flooding65%Cold waves13%Tornadoes9%Heat waves7%Everything else6%

By hazard

What Allen Park faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

65% of expected damage

Above average · higher than 73% of U.S. places

Recorded about 3 times a year in the area

Cold waves

13% of expected damage

Below average · higher than 32% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

9% of expected damage

Above average · higher than 57% of U.S. places

Heat waves

7% of expected damage

Below average · higher than 36% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Allen Park flood?

Every paid claim on a federal flood insurance policy in Allen Park, from FEMA’s records.

35paid claims since 1979

$240Kpaid to owners

8homes flooded more than once

19792026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Allen Park isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Wayne County.

Disasters that hit Allen Park

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Allen Park itself: aid to households, or repair grants to the City of Allen Park.

Brought FEMA money into Allen ParkDeclared for Wayne County only

2023

Severe Storms, Tornadoes, and Flooding

302 households applied for aid $721K aid approved

2021

Severe Storms, Flooding, and Tornadoes

72 households applied for aid $101K aid approved

2014

Severe Storms and Flooding

659 households applied for aid $450K aid approved $135K to the City of Allen Park for repairs

2004

Severe Storms, Tornadoes, and Flooding

271 households applied for aid $214K aid approved

1999

Mi - Severe Weather 1/2 /99

$31K to the City of Allen Park for repairs

Wayne County has had 14 natural disasters declared since 1953, most often severe storms and floods.

Around Allen Park

Allen Park and the towns around it

Very lowLowModerateHighVery high

Allen Parkmostly inland floodingModerate

Lincoln Parkmostly inland floodingModerate

Dearbornmostly inland floodingLow

Melvindalemostly inland floodingLow

Dearborn Heightsmostly inland floodingLow

Southgatemostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Allen Park covers 10 census tracts, combined by population.

Money that reached townFlood claims are matched to Allen Park’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Allen Park. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Allen Park total about $7.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.