Natural hazards · Albert

Albert, MI natural hazards

Most of the natural-hazard damage FEMA expects in Albert comes from inland flooding, and overall the risk is very low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Albert?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Albert to be higher than in 8% of U.S. communities, mostly from inland flooding.

Inland flooding64%Cold waves13%Lightning7%Tornadoes7%Everything else9%

By hazard

What Albert faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

64% of expected damage

Below average · higher than 26% of U.S. places

Recorded about once every 14 years in the area

Cold waves

13% of expected damage

Below average · higher than 39% of U.S. places

Recorded about 2 times a year in the area

Lightning

7% of expected damage

Above average · higher than 66% of U.S. places

Tornadoes

7% of expected damage

Below average · higher than 43% of U.S. places

Recorded about once every 86 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong wind

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Albert flood?

FEMA's records show no paid flood insurance claims in Albert.

Disasters that hit Albert

Federal disasters declared here

None of the disasters declared for Montmorency County shows FEMA aid or repair money reaching Albert itself in FEMA’s records.

Brought FEMA money into AlbertDeclared for Montmorency County only

Montmorency County has had 6 natural disasters declared since 1953, most often winter storms and floods.

Around Albert

Albert and the towns around it

Very lowLowModerateHighVery high

Loudmostly inland floodingModerate

Viennamostly inland floodingLow

Brileymostly inland floodingLow

Charltonmostly inland floodingLow

Greenwoodmostly inland floodingVery low

Elmermostly inland floodingVery low

Albertmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Albert covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Albert’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Albert. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Albert total about $1.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.