Natural hazards · Albee

Albee, MI natural hazards

Most of the natural-hazard damage FEMA expects in Albee comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 2 claims here since 1996. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Albee?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Albee to be higher than in 50% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding54%Cold waves18%Tornadoes15%Strong wind6%Everything else7%

By hazard

What Albee faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

54% of expected damage

Above average · higher than 69% of U.S. places

Recorded about once a year in the area

Cold waves

18% of expected damage

Above average · higher than 53% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

15% of expected damage

Above average · higher than 70% of U.S. places

Recorded about once every 32 years in the area

Strong wind

6% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Albee flood?

Every paid claim on a federal flood insurance policy in Albee, from FEMA’s records.

2paid claims since 1996

$5Kpaid to owners

0homes flooded more than once

19962026

of all homes
are insured

No community discount. Albee isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Saginaw County.

Disasters that hit Albee

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Albee itself: aid to households, or repair grants to the Township of Albee.

Brought FEMA money into AlbeeDeclared for Saginaw County only

2008

Severe Storms, Tornadoes, and Flooding

$1K to the Township of Albee for repairs

Saginaw County has had 16 natural disasters declared since 1953, most often floods and severe storms.

Around Albee

Albee and the towns around it

Very lowLowModerateHighVery high

Spauldingmostly inland floodingHigh

Taymouthmostly inland floodingHigh

St. Charlesmostly inland floodingModerate

Albeemostly inland floodingModerate

Maple Grovemostly inland floodingModerate

Montrosemostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Albee is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Albee’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Albee. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.