Natural hazards · Alabaster

Alabaster, MI natural hazards

Most of the natural-hazard damage FEMA expects in Alabaster comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Alabaster?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Alabaster to be higher than in 23% of U.S. communities, mostly from inland flooding.

Inland flooding66%Cold waves15%Tornadoes6%Everything else13%

By hazard

What Alabaster faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

66% of expected damage

Below average · higher than 48% of U.S. places

Recorded about once every 6 years in the area

Cold waves

15% of expected damage

Below average · higher than 48% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

6% of expected damage

Below average · higher than 45% of U.S. places

Recorded about once every 59 years in the area

Lower here

Coastal floodingHurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Alabaster flood?

FEMA's records show no paid flood insurance claims in Alabaster.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Alabaster isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Iosco County.

Disasters that hit Alabaster

Federal disasters declared here

None of the disasters declared for Iosco County shows FEMA aid or repair money reaching Alabaster itself in FEMA’s records.

Brought FEMA money into AlabasterDeclared for Iosco County only

Iosco County has had 9 natural disasters declared since 1953, most often floods and winter storms.

Around Alabaster

Alabaster and the towns around it

Very lowLowModerateHighVery high

Tawasmostly inland floodingLow

Alabastermostly inland floodingLow

Shermanmostly inland floodingLow

Whitneymostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Alabaster is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Alabaster’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Alabaster. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.