Natural hazards · Adrian

Adrian, MI natural hazards

Most of the natural-hazard damage FEMA expects in Adrian comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 4 claims here since 1996.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Adrian?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Adrian to be higher than in 36% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding51%Tornadoes17%Cold waves15%Strong wind7%Everything else10%

By hazard

What Adrian faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

51% of expected damage

Below average · higher than 48% of U.S. places

Recorded about once a year in the area

Tornadoes

17% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once every 59 years in the area

Cold waves

15% of expected damage

Above average · higher than 56% of U.S. places

Recorded about 3 times a year in the area

Strong wind

7% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 6 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Adrian flood?

Every paid claim on a federal flood insurance policy in Adrian, from FEMA’s records.

4paid claims since 1996

$4Kpaid to owners

0homes flooded more than once

19962026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Adrian isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lenawee County.

Disasters that hit Adrian

Federal disasters declared here

None of the disasters declared for Lenawee County shows FEMA aid or repair money reaching Adrian itself in FEMA’s records.

Brought FEMA money into AdrianDeclared for Lenawee County only

Lenawee County has had 4 natural disasters declared since 1953, most often winter storms and hurricanes.

Around Adrian

Adrian and the towns around it

Very lowLowModerateHighVery high

Adrianmostly inland floodingLow

Romemostly inland floodingLow

Dovermostly inland floodingLow

Raisinmostly inland floodingLow

Franklinmostly inland floodingLow

Adrianmostly inland floodingLow

Madisonmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Adrian covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Adrian’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Adrian. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Adrian total about $1.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.