Natural hazards · Addison

Addison, MI natural hazards

Most of the natural-hazard damage FEMA expects in Addison comes from inland flooding, and overall the risk is very low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Addison?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Addison to be higher than in 13% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding51%Tornadoes24%Cold waves16%Everything else10%

By hazard

What Addison faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

51% of expected damage

Well below average · higher than 24% of U.S. places

Recorded about once a year in the area

Tornadoes

24% of expected damage

Well above average · higher than 79% of U.S. places

Cold waves

16% of expected damage

Above average · higher than 52% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Addison flood?

FEMA's records show no paid flood insurance claims in Addison.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Addison isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Oakland County.

Disasters that hit Addison

Federal disasters declared here

None of the disasters declared for Oakland County shows FEMA aid or repair money reaching Addison itself in FEMA’s records.

Brought FEMA money into AddisonDeclared for Oakland County only

Oakland County has had 12 natural disasters declared since 1953, most often severe storms and floods.

Around Addison

Addison and the towns around it

Very lowLowModerateHighVery high

Drydenmostly inland floodingLow

Brucemostly inland floodingLow

Metamoramostly inland floodingVery low

Addisonmostly inland floodingVery low

Oaklandmostly inland floodingVery low

Oxfordmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Addison covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Addison’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Addison. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Addison total about $1.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.