Natural hazards · Acme

Acme, MI natural hazards

Most of the natural-hazard damage FEMA expects in Acme comes from cold waves, and overall the risk is very low for a U.S. community. Flood insurance has paid 1 claim here since 2021.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Acme?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Acme to be higher than in 5% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves46%Inland flooding39%Everything else15%

By hazard

What Acme faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

46% of expected damage

Well below average · higher than 21% of U.S. places

Recorded about once a year in the area

Inland flooding

39% of expected damage

Well below average · higher than 19% of U.S. places

Recorded about once every 2 years in the area

Lower here

Coastal floodingHurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Acme flood?

Every paid claim on a federal flood insurance policy in Acme, from FEMA’s records.

1paid claims since 2021

$24Kpaid to owners

0homes flooded more than once

20212026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Acme isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Grand Traverse County.

Disasters that hit Acme

Federal disasters declared here

None of the disasters declared for Grand Traverse County shows FEMA aid or repair money reaching Acme itself in FEMA’s records.

Brought FEMA money into AcmeDeclared for Grand Traverse County only

Grand Traverse County has had 4 natural disasters declared since 1953, most often floods and hurricanes.

Around Acme

Acme and the towns around it

Very lowLowModerateHighVery high

Whitewatermostly cold wavesVery low

East Baymostly cold wavesVery low

Acmemostly cold wavesVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Acme covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Acme’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Acme. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Acme total about $1.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.