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Housing in Waltham

A typical Waltham home is worth roughly $181,000

Home prices around Waltham have risen about 65% over the past 5 years. Builders were permitted 4 new homes in 2025.

Typical home value
$181K
▲ 0.1% in a year · ME $416K
Estimate
2-bedroom rent
$1,470
a month, utilities in · HUD
Median tax bill
$1,452
ME $3,036

What kind of housing town is Waltham?

Read from the numbers below. The page puts what stands out first.

★ What stands out · Affordability

What it takes to buy in Waltham

Try your own numbers below.

You could afford about
$287,000
Typical Waltham home $181K

That covers a typical Waltham home, with $106K to spare.

The typical home, each month
$1,110
Loan $900Tax $150Insurance $50

A two-bedroom rents for about $1,470 a month here, $360 more than owning.

Where your budget reaches nearby

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, the Maine typical property tax (1.02% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Price trend

Home prices up 65% in 5 years

The federal house price index for the ZIP codes around Waltham rose 65% over the past 5 years, slower than across Maine (68%). Prices were about flat last year.

Waltham areaMaine
0%+50%+100%+150%+200%+250%200020052010201520202025
+0.1%
past year
+65%
past 5 years
+91%
past 10 years

Federal Housing Finance Agency House Price Index (annual) for the ZIP codes around Waltham, weighted by land area. It tracks repeat sales of the same homes, so it shows how prices changed, not what homes cost.

Renting

A two-bedroom rents for about $1,470

Renters already here pay a median of $850, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$1,200
1 bedroom$1,210
2 bedrooms$1,470
3 bedrooms$2,010
4 bedrooms$2,010
15%
of households rent · ME 26%
20
renter households
$850
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Hancock County, ME): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

New construction

4 new homes permitted in 2025

Builders were permitted 4 new homes in Waltham in 2025, all single-family houses, worth about $1.2 million to build. Over the past 10 years, Waltham has permitted 12 homes in all.

Single-family
02468 200220052010201520202025
4
new homes permitted in 2025
1
2026 so far (Jan–Aug)
12
homes in the past 10 years
Homes vs. people, 2010–2020
Residents−21
New homes+0

Between the 2010 and 2020 censuses, Waltham's population fell by 21 and no new homes were permitted. Across Maine: 0.9 new residents per new home.

Every year as a table
YearNew homesSingle-family2+ per buildingValue
2026 (Jan–Aug)110$311,000
2025440$1.2 million
2024000—
2023880$2.4 million
2022000—
2021000—
2020000—
2019000—
2018000—
2017000—
2016000—
2015000—
2014000—
2013000—
2012000—
2011000—
2010000—
2009000—
2008000—
2007000—
2006000—
2005000—
2004000—
2003000—
2002000—

Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.

The homes

85% of Waltham households own their home

Half of Waltham’s homes were built before 1986.

Owners and renters
Own 85%Rent 15%

Maine: 74% own.

1986
typical home built · ME 1977
$1,452
median property tax bill · ME $3,036
17%
of homes are seasonal or vacation homes

U.S. Census Bureau, American Community Survey 2020-2024 · figures for a place this size carry wide margins of error.

Next door

Waltham vs. its neighbors

Waltham is the least expensive of 3 neighboring towns. Tap one to see its housing page.

Compare more
TownTypical value1-yr change2-bed rentNew homes 2025Median income
Waltham$181K*+0.1%†$1,4704$71,071
Mariaville$264K−0.2%$1,4503$66,027
Eastbrook$304K+3.9%$1,5102$69,018

Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.

Neighbors talk housing

What Waltham buyers, sellers and renters are saying.

Town Square →
Weigh in
Is Waltham still affordable for young families?

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Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Price trend: Federal Housing Finance Agency House Price Index. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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