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Natural hazards · Waldoboro

Waldoboro, ME natural hazards

Most of the natural-hazard damage FEMA expects in Waldoboro comes from inland flooding, and overall the risk is low for a U.S. community. 12 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Waldoboro?

34
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Waldoboro to be higher than in 34% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding33%Hurricanes33%Ice storms10%Winter weather5%Everything else20%
By hazard

What Waldoboro faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

33% of expected damage
Well below average · higher than 10% of U.S. places
Recorded about once every 2 years in the area

Hurricanes

33% of expected damage
Well above average · higher than 87% of U.S. places
Recorded about once every 10 years in the area

Ice storms

10% of expected damage
Well above average · higher than 98% of U.S. places
Recorded about once a year in the area

Winter weather

5% of expected damage
Well above average · higher than 98% of U.S. places
Recorded about 16 times a year in the area

Lower here

Coastal floodingTornadoesHailCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Waldoboro flood?

FEMA's records show no paid flood insurance claims in Waldoboro.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Waldoboro isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Lincoln County.
Disasters that hit Waldoboro

12 federal disasters brought FEMA money here

Disasters the President declared that paid out in Waldoboro itself: aid to households, or repair grants to the Town of Waldoboro.

Brought FEMA money into WaldoboroDeclared for Lincoln County only
2024

Severe Storms and Flooding

9 households applied for aid $21K aid approved
2023

Severe Storm and Flooding

$58K to the Town of Waldoboro for repairs
2017

Severe Storm and Flooding

$36K to the Town of Waldoboro for repairs
2011

Tropical Storm Irene

$10K to the Town of Waldoboro for repairs
2010

Severe Winter Storm

$24K to the Town of Waldoboro for repairs
2009

Severe Storms, Flooding, and Landslides

$17K to the Town of Waldoboro for repairs
2008

Severe Winter Storm and Flooding

$102K to the Town of Waldoboro for repairs
2008

Severe Storms and Flooding

$73K to the Town of Waldoboro for repairs
2007

Severe Storms and Inland and Coastal Flooding

11 households applied for aid $42K aid approved $57K to the Town of Waldoboro for repairs
2007

Flooding

$16K to the Town of Waldoboro for repairs
2002

Severe Winter Cold and Frost

$10K to the Town of Waldoboro for repairs
2001

Snow

$10K to the Town of Waldoboro for repairs
Lincoln County has had 25 natural disasters declared since 1953, most often floods and severe storms.
Around Waldoboro

Waldoboro and the towns around it

Friendship: Low, mostly hurricanesNobleboro: Low, mostly inland floodingBremen: Low, mostly inland floodingWarren: Low, mostly inland floodingJefferson: Moderate, mostly inland floodingDamariscotta: Low, mostly inland floodingUnion: Low, mostly inland floodingCushing: Low, mostly hurricanesSt. George: Moderate, mostly coastal floodingBristol: Low, mostly inland floodingNewcastle: Moderate, mostly inland floodingThomaston: Low, mostly hurricanesRockport: Low, mostly hurricanesRockland: Very low, mostly hurricanesWindsor: Low, mostly inland floodingSomerville: Moderate, mostly inland floodingWhitefield: Moderate, mostly inland floodingAlna: Moderate, mostly inland floodingWashington: Low, mostly inland floodingAppleton: Low, mostly inland floodingHope: Low, mostly inland floodingWaldoboro: Low, mostly inland flooding WaldoboroFriendshipNobleboroBremenWarrenJeffersonDamariscottaUnion
Very lowLowModerateHighVery high
Jeffersonmostly inland floodingModerate
Bremenmostly inland floodingLow
Unionmostly inland floodingLow
Nobleboromostly inland floodingLow
Damariscottamostly inland floodingLow
Waldoboromostly inland floodingLow
Friendshipmostly hurricanesLow
Warrenmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Waldoboro covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Waldoboro’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Waldoboro. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Waldoboro total about $1.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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