Natural hazards · Waite

Waite, ME natural hazards

Most of the natural-hazard damage FEMA expects in Waite comes from inland flooding, and overall the risk is moderate for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Waite?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Waite to be higher than in 58% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding44%Hurricanes28%Cold waves8%Ice storms6%Drought5%Everything else9%

By hazard

What Waite faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

44% of expected damage

Above average · higher than 58% of U.S. places

Recorded about once a year in the area

Hurricanes

28% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once every 10 years in the area

Cold waves

8% of expected damage

Below average · higher than 48% of U.S. places

Recorded about 3 times a year in the area

Ice storms

6% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once a year in the area

Drought

5% of expected damage

Recorded about 4 times a year in the area

Lower here

TornadoesHailWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Waite flood?

FEMA's records show no paid flood insurance claims in Waite.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Waite isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Washington County.

Disasters that hit Waite

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Waite itself: aid to households, or repair grants to the Town of Waite.

Brought FEMA money into WaiteDeclared for Washington County only

2024

Severe Storms and Flooding

1 household applied for aid $8K aid approved

2023

Severe Storm and Flooding

$28K to the Town of Waite for repairs

Washington County has had 21 natural disasters declared since 1953, most often severe storms and winter storms.

Around Waite

Waite and the towns around it

Very lowLowModerateHighVery high

Waitemostly inland floodingModerate

Talmadgemostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Waite is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Waite’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Waite. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.