Natural hazards · Upton

Upton, ME natural hazards

Most of the natural-hazard damage FEMA expects in Upton comes from inland flooding, and overall the risk is high for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Upton?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Upton to be higher than in 63% of U.S. communities, mostly from inland flooding.

Inland flooding73%Hurricanes14%Cold waves6%Everything else7%

By hazard

What Upton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

73% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about 3 times a year in the area

Hurricanes

14% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once every 16 years in the area

Cold waves

6% of expected damage

Above average · higher than 53% of U.S. places

Recorded about 7 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

Coastal floodingTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Upton flood?

FEMA's records show no paid flood insurance claims in Upton.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Upton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Oxford County.

Disasters that hit Upton

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Upton itself: aid to households, or repair grants to the Town of Upton.

Brought FEMA money into UptonDeclared for Oxford County only

2023

Severe Storm and Flooding

2 households applied for aid $41K aid approved $170K to the Town of Upton for repairs

2005

Severe Storms, Flooding, Snow Melt, and Ice Jams

$40K to the Town of Upton for repairs

2000

Severe Storms, Flooding, and Ice Jams

$3K to the Town of Upton for repairs

Oxford County has had 33 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Upton is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Upton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Upton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.