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Natural hazards · Trenton

Trenton, ME natural hazards

Most of the natural-hazard damage FEMA expects in Trenton comes from hurricanes, and overall the risk is low for a U.S. community. Flood insurance has paid 2 claims here since 2021. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Trenton?

31
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Trenton to be higher than in 31% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes36%Inland flooding19%Coastal flooding14%Cold waves11%Ice storms7%Everything else14%
By hazard

What Trenton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

36% of expected damage
Well above average · higher than 88% of U.S. places
Recorded about once every 9 years in the area

Inland flooding

19% of expected damage
Well below average · higher than 2% of U.S. places
Recorded about once a year in the area

Coastal flooding

14% of expected damage
Well above average · higher than 98% of U.S. places

Cold waves

11% of expected damage
Below average · higher than 44% of U.S. places
Recorded about 2 times a year in the area

Ice storms

7% of expected damage
Well above average · higher than 97% of U.S. places
Recorded about once a year in the area

Lower here

TornadoesHailWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Trenton flood?

Every paid claim on a federal flood insurance policy in Trenton, from FEMA’s records.

2paid claims since 2021
$81Kpaid to owners
0homes flooded more than once
20212026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Trenton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Hancock County.
Disasters that hit Trenton

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Trenton itself: aid to households, or repair grants to the Town of Trenton.

Brought FEMA money into TrentonDeclared for Hancock County only
2024

Severe Storms and Flooding

11 households applied for aid $9K aid approved
2009

Severe Storms, Flooding, and Landslides

$1K to the Town of Trenton for repairs
2007

Severe Storms and Inland and Coastal Flooding

$794 to the Town of Trenton for repairs
2007

Flooding

$2K to the Town of Trenton for repairs
2002

Severe Winter Cold and Frost

$2K to the Town of Trenton for repairs
2001

Snow

$2K to the Town of Trenton for repairs
Hancock County has had 19 natural disasters declared since 1953, most often severe storms and floods.
Around Trenton

Trenton and the towns around it

Bar Harbor: Low, mostly hurricanesLamoine: Low, mostly hurricanesSurry: Low, mostly inland floodingEllsworth: Low, mostly inland floodingMount Desert: Low, mostly hurricanesGouldsboro: Moderate, mostly hurricanesWinter Harbor: no dataHancock: Low, mostly hurricanesBlue Hill: Low, mostly inland floodingPenobscot: Very low, mostly hurricanesOrland: Moderate, mostly inland floodingDedham: High, mostly inland floodingOtis: High, mostly inland floodingCranberry Isles: Moderate, mostly hurricanesTremont: Low, mostly hurricanesSouthwest Harbor: Moderate, mostly hurricanesTrenton: Low, mostly hurricanes TrentonBar HarborLamoineSurryEllsworthMount Desert
Very lowLowModerateHighVery high
Ellsworthmostly inland floodingLow
Mount Desertmostly hurricanesLow
Trentonmostly hurricanesLow
Lamoinemostly hurricanesLow
Bar Harbormostly hurricanesLow
Surrymostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Trenton is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Trenton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Trenton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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