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Natural hazards · Sumner

Sumner, ME natural hazards

Most of the natural-hazard damage FEMA expects in Sumner comes from inland flooding, and overall the risk is moderate for a U.S. community. 14 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Sumner?

49
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Sumner to be higher than in 49% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding56%Hurricanes17%Cold waves12%Everything else16%
By hazard

What Sumner faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

56% of expected damage
Above average · higher than 58% of U.S. places
Recorded about 3 times a year in the area

Hurricanes

17% of expected damage
Well above average · higher than 86% of U.S. places
Recorded about once every 10 years in the area

Cold waves

12% of expected damage
Below average · higher than 47% of U.S. places
Recorded about 3 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

Coastal floodingTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Sumner flood?

FEMA's records show no paid flood insurance claims in Sumner.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Sumner isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Oxford County.
Disasters that hit Sumner

14 federal disasters brought FEMA money here

Disasters the President declared that paid out in Sumner itself: aid to households, or repair grants to the Town of Sumner.

Brought FEMA money into SumnerDeclared for Oxford County only
2023

Severe Storm and Flooding

4 households applied for aid $4K aid approved $42K to the Town of Sumner for repairs
2022

Severe Storm and Flooding

$7K to the Town of Sumner for repairs
2011

Tropical Storm Irene

$3K to the Town of Sumner for repairs
2007

Severe Storms and Inland and Coastal Flooding

$50K to the Town of Sumner for repairs
2005

Severe Storms, Flooding, Snow Melt, and Ice Jams

$68K to the Town of Sumner for repairs
2005

Record Snow

$1K to the Town of Sumner for repairs
2005

Snow

$1K to the Town of Sumner for repairs
2005

Record And/Or Near Record Snow

$1K to the Town of Sumner for repairs
2003

Severe Storms, Flooding, Snow Melt and Ice Jams

$8K to the Town of Sumner for repairs
2003

Snow

$922 to the Town of Sumner for repairs
2001

Severe Winter Storms and Flooding

$3K to the Town of Sumner for repairs
2001

Snow

$2K to the Town of Sumner for repairs
2000

Severe Storms, Flooding, and Ice Jams

$35K to the Town of Sumner for repairs
1999

Hurricane Floyd Major Disaster Declarations

$16K to the Town of Sumner for repairs
Oxford County has had 33 natural disasters declared since 1953, most often severe storms and floods.
Around Sumner

Sumner and the towns around it

Hartford: Moderate, mostly inland floodingBuckfield: Moderate, mostly inland floodingWoodstock: Low, mostly inland floodingPeru: Moderate, mostly inland floodingWest Paris: High, mostly inland floodingCanton: Moderate, mostly inland floodingLivermore: Low, mostly inland floodingHebron: Moderate, mostly inland floodingParis: Low, mostly inland floodingTurner: Low, mostly inland floodingGreenwood: Low, mostly inland floodingBethel: Moderate, mostly inland floodingDixfield: Moderate, mostly inland floodingMexico: Very high, mostly inland floodingRumford: High, mostly inland floodingSumner: Moderate, mostly inland flooding SumnerHartfordBuckfieldWoodstockPeruWest Paris
Very lowLowModerateHighVery high
West Parismostly inland floodingHigh
Buckfieldmostly inland floodingModerate
Sumnermostly inland floodingModerate
Hartfordmostly inland floodingModerate
Perumostly inland floodingModerate
Woodstockmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Sumner is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Sumner’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Sumner. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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