Natural hazards · Stoneham

Stoneham, ME natural hazards

Most of the natural-hazard damage FEMA expects in Stoneham comes from inland flooding, and overall the risk is moderate for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Stoneham?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Stoneham to be higher than in 54% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding55%Hurricanes17%Cold waves11%Everything else18%

By hazard

What Stoneham faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage

Above average · higher than 64% of U.S. places

Recorded about 3 times a year in the area

Hurricanes

17% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once every 11 years in the area

Cold waves

11% of expected damage

Below average · higher than 47% of U.S. places

Recorded about 3 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

Coastal floodingTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Stoneham flood?

FEMA's records show no paid flood insurance claims in Stoneham.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Stoneham isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Oxford County.

Disasters that hit Stoneham

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Stoneham itself: aid to households, or repair grants to the Town of Stoneham.

Brought FEMA money into StonehamDeclared for Oxford County only

2023

Severe Storm and Flooding

2 households applied for aid $670 aid approved

2007

Severe Storms and Inland and Coastal Flooding

$20K to the Town of Stoneham for repairs

2005

Severe Storms, Flooding, Snow Melt, and Ice Jams

$3K to the Town of Stoneham for repairs

2003

Severe Storms, Flooding, Snow Melt and Ice Jams

$6K to the Town of Stoneham for repairs

2000

Severe Storms, Flooding, and Ice Jams

$2K to the Town of Stoneham for repairs

Oxford County has had 33 natural disasters declared since 1953, most often severe storms and floods.

Around Stoneham

Stoneham and the towns around it

Very lowLowModerateHighVery high

Stonehammostly inland floodingModerate

Stowmostly inland floodingModerate

Waterfordmostly inland floodingModerate

Lovellmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Stoneham covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Stoneham’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Stoneham. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Stoneham total about $380K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.