Natural hazards · Stetson

Stetson, ME natural hazards

Most of the natural-hazard damage FEMA expects in Stetson comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Stetson?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Stetson to be higher than in 22% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding51%Hurricanes16%Ice storms8%Winter weather8%Everything else17%

By hazard

What Stetson faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

51% of expected damage

Below average · higher than 25% of U.S. places

Recorded about 2 times a year in the area

Hurricanes

16% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once every 12 years in the area

Ice storms

8% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once a year in the area

Winter weather

8% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 24 times a year in the area

Lower here

TornadoesHailCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Stetson flood?

FEMA's records show no paid flood insurance claims in Stetson.

of all homes
are insured

No community discount. Stetson isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Penobscot County.

Disasters that hit Stetson

Federal disasters declared here

None of the disasters declared for Penobscot County shows FEMA aid or repair money reaching Stetson itself in FEMA’s records.

Brought FEMA money into StetsonDeclared for Penobscot County only

Penobscot County has had 19 natural disasters declared since 1953, most often floods and severe storms.

Around Stetson

Stetson and the towns around it

Very lowLowModerateHighVery high

Exetermostly inland floodingLow

Newportmostly inland floodingLow

Stetsonmostly inland floodingLow

Levantmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Stetson covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Stetson’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Stetson. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Stetson total about $589K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.