Natural hazards · St. George

St. George, ME natural hazards

Most of the natural-hazard damage FEMA expects in St. George comes from coastal flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 4 claims here since 2022. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is St. George?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in St. George to be higher than in 49% of U.S. communities, mostly from coastal flooding and hurricanes.

Coastal flooding30%Hurricanes29%Inland flooding21%Ice storms6%Everything else14%

By hazard

What St. George faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Coastal flooding

30% of expected damage

Well above average · among the top 1% of U.S. places

Hurricanes

29% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once every 9 years in the area

Inland flooding

21% of expected damage

Well below average · higher than 3% of U.S. places

Recorded about once a year in the area

Ice storms

6% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesHailWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does St. George flood?

Every paid claim on a federal flood insurance policy in St. George, from FEMA’s records.

4paid claims since 2022

$53Kpaid to owners

0homes flooded more than once

20222026

of homes in flood zones
are insured

of all homes
are insured

No community discount. St. George isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Knox County.

Disasters that hit St. George

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in St. George itself: aid to households, or repair grants to the Town of St. George.

Brought FEMA money into St. GeorgeDeclared for Knox County only

2024

Severe Storms and Flooding

6 households applied for aid $43K aid approved $477K to the Town of St. George for repairs

2022

Severe Storm and Flooding

$5K to the Town of St. George for repairs

2017

Severe Storm and Flooding

$8K to the Town of St. George for repairs

2013

Severe Winter Storm, Snowstorm, and Flooding

$3K to the Town of St. George for repairs

2010

Severe Winter Storm

$5K to the Town of St. George for repairs

2009

Severe Storms, Flooding, and Landslides

$6K to the Town of St. George for repairs

2008

Severe Winter Storm and Flooding

$3K to the Town of St. George for repairs

2007

Severe Storms and Inland and Coastal Flooding

4 households applied for aid $15K to the Town of St. George for repairs

2005

Severe Storms, Flooding, Snow Melt, and Ice Jams

$9K to the Town of St. George for repairs

Knox County has had 26 natural disasters declared since 1953, most often severe storms and floods.

Around St. George

St. George and the towns around it

Very lowLowModerateHighVery high

St. Georgemostly coastal floodingModerate

Bristolmostly inland floodingLow

Monhegan plantationmostly inland floodingLow

South Thomastonmostly hurricanesLow

Cushingmostly hurricanesLow

Friendshipmostly hurricanesLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. St. George covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to St. George’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of St. George. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across St. George total about $835K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.