Natural hazards · Sedgwick

Sedgwick, ME natural hazards

Most of the natural-hazard damage FEMA expects in Sedgwick comes from hurricanes, and overall the risk is low for a U.S. community. Flood insurance has paid 3 claims here since 2023. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Sedgwick?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Sedgwick to be higher than in 21% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes31%Inland flooding27%Cold waves12%Ice storms8%Lightning6%Everything else16%

By hazard

What Sedgwick faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

31% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once every 11 years in the area

Inland flooding

27% of expected damage

Well below average · higher than 4% of U.S. places

Recorded about once a year in the area

Cold waves

12% of expected damage

Below average · higher than 43% of U.S. places

Recorded about 2 times a year in the area

Ice storms

8% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once a year in the area

Lightning

6% of expected damage

Above average · higher than 52% of U.S. places

Lower here

Coastal floodingTornadoesHailWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Sedgwick flood?

Every paid claim on a federal flood insurance policy in Sedgwick, from FEMA’s records.

3paid claims since 2023

$292Kpaid to owners

1homes flooded more than once

20232026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Sedgwick isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hancock County.

Disasters that hit Sedgwick

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Sedgwick itself: aid to households, or repair grants to the Town of Sedgwick.

Brought FEMA money into SedgwickDeclared for Hancock County only

2024

Severe Storms and Flooding

4 households applied for aid $1K aid approved

2007

Severe Storms and Inland and Coastal Flooding

$6K to the Town of Sedgwick for repairs

2007

Flooding

$3K to the Town of Sedgwick for repairs

2005

Severe Storms, Flooding, Snow Melt, and Ice Jams

$66K to the Town of Sedgwick for repairs

2005

Record And/Or Near Record Snow

$8K to the Town of Sedgwick for repairs

Hancock County has had 19 natural disasters declared since 1953, most often severe storms and floods.

Around Sedgwick

Sedgwick and the towns around it

Very lowLowModerateHighVery high

Deer Islemostly hurricanesLow

Blue Hillmostly inland floodingLow

Sedgwickmostly hurricanesLow

Brooksvillemostly hurricanesLow

Brooklinmostly hurricanesLow

Penobscotmostly hurricanesVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Sedgwick covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Sedgwick’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Sedgwick. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Sedgwick total about $806K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.