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Natural hazards · Sebec

Sebec, ME natural hazards

Most of the natural-hazard damage FEMA expects in Sebec comes from cold waves, and overall the risk is moderate for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Sebec?

59
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Sebec to be higher than in 59% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves48%Inland flooding25%Ice storms9%Lightning6%Hurricanes6%Everything else6%
By hazard

What Sebec faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

48% of expected damage
Above average · higher than 50% of U.S. places
Recorded about 4 times a year in the area

Inland flooding

25% of expected damage
Above average · higher than 59% of U.S. places
Recorded about 2 times a year in the area

Ice storms

9% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about once every 2 years in the area

Lightning

6% of expected damage
Above average · higher than 67% of U.S. places

Hurricanes

6% of expected damage
Well above average · higher than 84% of U.S. places
Recorded about once every 13 years in the area

Lower here

TornadoesHailWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Sebec flood?

FEMA's records show no paid flood insurance claims in Sebec.

of all homes
are insured
No community discount. Sebec isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Piscataquis County.
Disasters that hit Sebec

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Sebec itself: aid to households, or repair grants to the Town of Sebec.

Brought FEMA money into SebecDeclared for Piscataquis County only
2010

Severe Storms and Flooding

$10K to the Town of Sebec for repairs
2008

Severe Storms and Flooding

$23K to the Town of Sebec for repairs
Piscataquis County has had 22 natural disasters declared since 1953, most often severe storms and floods.
Around Sebec

Sebec and the towns around it

Bowerbank: Moderate, mostly cold wavesDover-Foxcroft: Moderate, mostly cold wavesMilo: Moderate, mostly cold wavesWillimantic: Moderate, mostly cold wavesSangerville: High, mostly cold wavesGarland: Low, mostly inland floodingGuilford: High, mostly cold wavesBrownville: High, mostly cold wavesMedford: Moderate, mostly cold wavesSebec: Moderate, mostly cold waves SebecBowerbankDover-FoxcroftMilo
Very lowLowModerateHighVery high
Sebecmostly cold wavesModerate
Milomostly cold wavesModerate
Dover-Foxcroftmostly cold wavesModerate
Bowerbankmostly cold wavesModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Sebec is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Sebec’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Sebec. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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