Natural hazards · Roque Bluffs

Roque Bluffs, ME natural hazards

Most of the natural-hazard damage FEMA expects in Roque Bluffs comes from hurricanes, and overall the risk is moderate for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Roque Bluffs?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Roque Bluffs to be higher than in 53% of U.S. communities, mostly from hurricanes and coastal flooding.

Hurricanes31%Coastal flooding30%Inland flooding17%Ice storms8%Cold waves6%Everything else9%

By hazard

What Roque Bluffs faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

31% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once every 9 years in the area

Coastal flooding

30% of expected damage

Well above average · among the top 1% of U.S. places

Inland flooding

17% of expected damage

Well below average · higher than 3% of U.S. places

Recorded about once a year in the area

Ice storms

8% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once a year in the area

Cold waves

6% of expected damage

Below average · higher than 42% of U.S. places

Recorded about 2 times a year in the area

Lower here

TornadoesHailWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Roque Bluffs flood?

FEMA's records show no paid flood insurance claims in Roque Bluffs.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Roque Bluffs isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Washington County.

Disasters that hit Roque Bluffs

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Roque Bluffs itself: aid to households, or repair grants to the Town of Roque Bluffs.

Brought FEMA money into Roque BluffsDeclared for Washington County only

2024

Severe Storms and Flooding

11 households applied for aid $8K aid approved $481K to the Town of Roque Bluffs for repairs

2007

Severe Storms and Inland and Coastal Flooding

$4K to the Town of Roque Bluffs for repairs

2005

Severe Storms, Flooding, Snow Melt, and Ice Jams

$10K to the Town of Roque Bluffs for repairs

2005

Record And/Or Near Record Snow

$7K to the Town of Roque Bluffs for repairs

Washington County has had 21 natural disasters declared since 1953, most often severe storms and winter storms.

Around Roque Bluffs

Roque Bluffs and the towns around it

Very lowLowModerateHighVery high

Machiasmostly inland floodingModerate

Whitneyvillemostly inland floodingModerate

Roque Bluffsmostly hurricanesModerate

Jonesboromostly hurricanesModerate

Jonesportmostly hurricanesModerate

Machiasportmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Roque Bluffs is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Roque Bluffs’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Roque Bluffs. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.