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Housing in Ripley

A typical Ripley home is worth roughly $144,000

No new homes were permitted in 2025.

Typical home value
$144K
ME $416K
Estimate
2-bedroom rent
$1,420
a month, utilities in · HUD
Median tax bill
$1,270
ME $3,036

What kind of housing town is Ripley?

Read from the numbers below. The page puts what stands out first.

★ What stands out · Affordability

What it takes to buy in Ripley

Try your own numbers below.

You could afford about
$287,000
Typical Ripley home $144K

That covers a typical Ripley home, with $143K to spare.

The typical home, each month
$880
Loan $710Tax $120Insurance $40

A two-bedroom rents for about $1,420 a month here, $540 more than owning.

Where your budget reaches nearby

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, the Maine typical property tax (1.02% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

The homes

81% of Ripley households own their home

Half of Ripley’s homes were built before 1978.

Owners and renters
Own 81%Rent 19%

Maine: 74% own.

1978
typical home built · ME 1977
$1,270
median property tax bill · ME $3,036
29%
of homes are seasonal or vacation homes

U.S. Census Bureau, American Community Survey 2020-2024 · figures for a place this size carry wide margins of error.

Renting

A two-bedroom rents for about $1,420

Renters already here pay a median of $1,091, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$1,010
1 bedroom$1,090
2 bedrooms$1,420
3 bedrooms$1,830
4 bedrooms$2,040
19%
of households rent · ME 26%
26
renter households
$1,091
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Penobscot County, ME (part) HUD Metro FMR Area): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

New construction

No new homes permitted in 2025

No permits for new homes were issued in Ripley in 2025. The last year with any was 2024 (2 new homes).

Single-family
0246 200020052010201520202025
0
new homes permitted in 2025
0
2026 so far (Jan–Aug)
10
homes in the past 10 years
Homes vs. people, 2010–2020
Residents−4
New homes+12

Between the 2010 and 2020 censuses, Ripley's population fell by 4 even though 12 new homes were permitted. Homes are holding fewer people: households are getting smaller, or more homes are used part of the year. 29% of Ripley's homes are seasonal or vacation homes, which adds housing without adding residents. Across Maine: 0.9 new residents per new home.

Every year as a table
YearNew homesSingle-family2+ per buildingValue
2026 (Jan–Aug)000—
2025000—
2024220$601,000
2023220$601,000
2022000—
2021000—
2020000—
2019440$400,000
2018110$100,000
2017110$100,000
2016000—
2015000—
2014000—
2013000—
2012440$250,000
2011000—
2010220$165,000
2009220$165,000
2008220$365,000
2007330$544,000
2006330$272,000
2005550$329,000
2004660$395,000
2003660$609,000
2002440$385,000
2001000—
2000000—

Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.

Next door

Ripley vs. its neighbors

Ripley is the least expensive of 4 neighboring towns. Tap one to see its housing page.

Compare more
TownTypical value1-yr change2-bed rentNew homes 2025Median income
Ripley$144K*—$1,4200$64,821
Cambridge$215K*—$1,2700$63,194
St. Albans$235K+0.1%$1,28016$65,600
Dexter$210K+3.5%$1,4208$51,845

Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.

Neighbors talk housing

What Ripley buyers, sellers and renters are saying.

Town Square →
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Is Ripley still affordable for young families?

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Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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