Natural hazards · Readfield

Readfield, ME natural hazards

Most of the natural-hazard damage FEMA expects in Readfield comes from inland flooding, and overall the risk is very low for a U.S. community. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Readfield?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Readfield to be higher than in 13% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding41%Hurricanes21%Ice storms7%Drought6%Winter weather5%Everything else19%

By hazard

What Readfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

41% of expected damage

Well below average · higher than 11% of U.S. places

Recorded about 3 times a year in the area

Hurricanes

21% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once every 9 years in the area

Ice storms

7% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once a year in the area

Drought

6% of expected damage

Recorded about 5 times a year in the area

Winter weather

5% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 21 times a year in the area

Lower here

TornadoesHailCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Readfield flood?

FEMA's records show no paid flood insurance claims in Readfield.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Readfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Kennebec County.

Disasters that hit Readfield

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Readfield itself: aid to households, or repair grants to the Town of Readfield.

Brought FEMA money into ReadfieldDeclared for Kennebec County only

2023

Severe Storm and Flooding

36 households applied for aid $82K aid approved $19K to the Town of Readfield for repairs

2017

Severe Storm and Flooding

$9K to the Town of Readfield for repairs

2007

Severe Storms and Inland and Coastal Flooding

$87K to the Town of Readfield for repairs

2005

Severe Storms, Flooding, Snow Melt, and Ice Jams

$165K to the Town of Readfield for repairs

2005

Record And/Or Near Record Snow

$2K to the Town of Readfield for repairs

2003

Severe Storms, Flooding, Snow Melt and Ice Jams

$22K to the Town of Readfield for repairs

2003

Snow

$2K to the Town of Readfield for repairs

Kennebec County has had 22 natural disasters declared since 1953, most often severe storms and floods.

Around Readfield

Readfield and the towns around it

Very lowLowModerateHighVery high

Mount Vernonmostly inland floodingLow

Belgrademostly inland floodingLow

Winthropmostly inland floodingVery low

Fayettemostly inland floodingVery low

Waynemostly inland floodingVery low

Readfieldmostly inland floodingVery low

Manchestermostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Readfield covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Readfield’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Readfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Readfield total about $496K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.