Natural hazards · Orland

Orland, ME natural hazards

Most of the natural-hazard damage FEMA expects in Orland comes from inland flooding, and overall the risk is moderate for a U.S. community. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Orland?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Orland to be higher than in 59% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding52%Hurricanes16%Cold waves12%Lightning5%Everything else15%

By hazard

What Orland faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

52% of expected damage

Above average · higher than 68% of U.S. places

Recorded about once a year in the area

Hurricanes

16% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about once every 12 years in the area

Cold waves

12% of expected damage

Below average · higher than 46% of U.S. places

Recorded about 3 times a year in the area

Lightning

5% of expected damage

Above average · higher than 57% of U.S. places

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Orland flood?

FEMA's records show no paid flood insurance claims in Orland.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Orland isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hancock County.

Disasters that hit Orland

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Orland itself: aid to households, or repair grants to the Town of Orland.

Brought FEMA money into OrlandDeclared for Hancock County only

2024

Severe Storms and Flooding

9 households applied for aid $30K aid approved

2023

Severe Storm and Flooding

$14K to the Town of Orland for repairs

2009

Severe Storms, Flooding, and Landslides

$9K to the Town of Orland for repairs

2007

Severe Storms and Inland and Coastal Flooding

$6K to the Town of Orland for repairs

2007

Flooding

$4K to the Town of Orland for repairs

2005

Severe Storms, Flooding, Snow Melt, and Ice Jams

$11K to the Town of Orland for repairs

2005

Record And/Or Near Record Snow

$4K to the Town of Orland for repairs

Hancock County has had 19 natural disasters declared since 1953, most often severe storms and floods.

Around Orland

Orland and the towns around it

Very lowLowModerateHighVery high

Dedhammostly inland floodingHigh

Orlandmostly inland floodingModerate

Verona Islandmostly inland floodingModerate

Bucksportmostly inland floodingModerate

Ellsworthmostly inland floodingLow

Penobscotmostly hurricanesVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Orland covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Orland’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Orland. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Orland total about $841K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.