Natural hazards · Oakfield

Oakfield, ME natural hazards

Most of the natural-hazard damage FEMA expects in Oakfield comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 7 claims here since 1990. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Oakfield?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Oakfield to be higher than in 40% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding51%Cold waves32%Hurricanes9%Everything else9%

By hazard

What Oakfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

51% of expected damage

Above average · higher than 60% of U.S. places

Recorded about 3 times a year in the area

Cold waves

32% of expected damage

Above average · higher than 55% of U.S. places

Recorded about 7 times a year in the area

Hurricanes

9% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 18 years in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Oakfield flood?

Every paid claim on a federal flood insurance policy in Oakfield, from FEMA’s records.

7paid claims since 1990

$24Kpaid to owners

1homes flooded more than once

19902026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of all homes
are insured

No community discount. Oakfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Aroostook County.

Disasters that hit Oakfield

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Oakfield itself: aid to households, or repair grants to the Town of Oakfield.

Brought FEMA money into OakfieldDeclared for Aroostook County only

2010

Severe Storms and Flooding

$18K to the Town of Oakfield for repairs

2008

Severe Storms and Flooding

5 households applied for aid $13K aid approved

2003

Snow

$3K to the Town of Oakfield for repairs

2001

Snow

$3K to the Town of Oakfield for repairs

Aroostook County has had 19 natural disasters declared since 1953, most often floods and winter storms.

Around Oakfield

Oakfield and the towns around it

Very lowLowModerateHighVery high

Oakfieldmostly inland floodingModerate

Smyrnamostly inland floodingModerate

New Limerickmostly inland floodingModerate

Dyer Brookmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Oakfield is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Oakfield’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Oakfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.