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Natural hazards · Millinocket

Millinocket, ME natural hazards

Most of the natural-hazard damage FEMA expects in Millinocket comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 3 claims here since 1981. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Millinocket?

59
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Millinocket to be higher than in 59% of U.S. communities, mostly from inland flooding.

Inland flooding70%Hurricanes8%Cold waves6%Winter weather6%Everything else9%
By hazard

What Millinocket faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

70% of expected damage
Well above average · higher than 78% of U.S. places
Recorded about 2 times a year in the area

Hurricanes

8% of expected damage
Well above average · higher than 82% of U.S. places
Recorded about once every 12 years in the area

Cold waves

6% of expected damage
Above average · higher than 55% of U.S. places
Recorded about 7 times a year in the area

Winter weather

6% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about 29 times a year in the area

Lower here

TornadoesHailIce stormsHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Millinocket flood?

Every paid claim on a federal flood insurance policy in Millinocket, from FEMA’s records.

3paid claims since 1981
$16Kpaid to owners
0homes flooded more than once
19812026
of all homes
are insured
No community discount. Millinocket isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Penobscot County.
Disasters that hit Millinocket

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Millinocket itself: aid to households, or repair grants to the Town of Millinocket.

Brought FEMA money into MillinocketDeclared for Penobscot County only
2008

Severe Storms and Flooding

4 households applied for aid $2K aid approved $12K to the Town of Millinocket for repairs
2005

Snow

$19K to the Town of Millinocket for repairs
2005

Record And/Or Near Record Snow

$14K to the Town of Millinocket for repairs
2003

Snow

$14K to the Town of Millinocket for repairs
2001

Snow

$6K to the Town of Millinocket for repairs
Penobscot County has had 19 natural disasters declared since 1953, most often floods and severe storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Millinocket covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Millinocket’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Millinocket. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Millinocket total about $1.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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