Natural hazards · Maxfield

Maxfield, ME natural hazards

Most of the natural-hazard damage FEMA expects in Maxfield comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 4 claims here since 1987.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Maxfield?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Maxfield to be higher than in 61% of U.S. communities, mostly from inland flooding.

Inland flooding72%Hurricanes8%Everything else20%

By hazard

What Maxfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

72% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about 2 times a year in the area

Hurricanes

8% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 13 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Maxfield flood?

Every paid claim on a federal flood insurance policy in Maxfield, from FEMA’s records.

4paid claims since 1987

$37Kpaid to owners

0homes flooded more than once

19872026

of all homes
are insured

No community discount. Maxfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Penobscot County.

Disasters that hit Maxfield

Federal disasters declared here

None of the disasters declared for Penobscot County shows FEMA aid or repair money reaching Maxfield itself in FEMA’s records.

Brought FEMA money into MaxfieldDeclared for Penobscot County only

Penobscot County has had 19 natural disasters declared since 1953, most often floods and severe storms.

Around Maxfield

Maxfield and the towns around it

Very lowLowModerateHighVery high

Maxfieldmostly inland floodingHigh

Howlandmostly inland floodingHigh

Seboeis plantationmostly inland floodingHigh

Medfordmostly cold wavesModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Maxfield covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Maxfield’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Town of Maxfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Maxfield total about $495K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.