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Natural hazards · Lyman

Lyman, ME natural hazards

Most of the natural-hazard damage FEMA expects in Lyman comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 2 claims here since 2005. 11 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Lyman?

23
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lyman to be higher than in 23% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding47%Hurricanes26%Ice storms8%Earthquakes5%Everything else14%
By hazard

What Lyman faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

47% of expected damage
Well below average · higher than 17% of U.S. places
Recorded about once a year in the area

Hurricanes

26% of expected damage
Well above average · higher than 85% of U.S. places
Recorded about once every 8 years in the area

Ice storms

8% of expected damage
Well above average · higher than 96% of U.S. places
Recorded about 2 times a year in the area

Earthquakes

5% of expected damage
Above average · higher than 57% of U.S. places

Lower here

TornadoesHailWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Lyman flood?

Every paid claim on a federal flood insurance policy in Lyman, from FEMA’s records.

2paid claims since 2005
$8Kpaid to owners
0homes flooded more than once
20052026
of all homes
are insured
No community discount. Lyman isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: York County.
Disasters that hit Lyman

11 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lyman itself: aid to households, or repair grants to the Town of Lyman.

Brought FEMA money into LymanDeclared for York County only
2024

Severe Winter Storm

$91K to the Town of Lyman for repairs
2024

Severe Storms and Flooding

5 households applied for aid $4K aid approved
2010

Severe Storms and Flooding

$14K to the Town of Lyman for repairs
2010

Severe Winter Storm

$25K to the Town of Lyman for repairs
2008

Severe Winter Storm and Flooding

$18K to the Town of Lyman for repairs
2007

Severe Storms and Inland and Coastal Flooding

35 households applied for aid $25K aid approved $45K to the Town of Lyman for repairs
2006

Severe Storms and Flooding

26 households applied for aid $33K aid approved $8K to the Town of Lyman for repairs
2005

Snow

$14K to the Town of Lyman for repairs
2005

Record And/Or Near Record Snow

$25K to the Town of Lyman for repairs
2001

Severe Winter Storms and Flooding

$7K to the Town of Lyman for repairs
2001

Snow

$12K to the Town of Lyman for repairs
York County has had 36 natural disasters declared since 1953, most often severe storms and floods.
Around Lyman

Lyman and the towns around it

Alfred: Low, mostly inland floodingDayton: Low, mostly inland floodingWaterboro: Low, mostly inland floodingHollis: Low, mostly inland floodingArundel: Low, mostly inland floodingSanford: Low, mostly inland floodingShapleigh: Low, mostly inland floodingBuxton: Low, mostly inland floodingSaco: Low, mostly inland floodingBiddeford: Low, mostly inland floodingLimerick: Very low, mostly inland floodingLimington: Low, mostly inland floodingStandish: Low, mostly inland floodingKennebunk: Low, mostly inland floodingKennebunkport: Moderate, mostly coastal floodingLyman: Low, mostly inland flooding LymanAlfredDaytonWaterboroHollisArundel
Very lowLowModerateHighVery high
Hollismostly inland floodingLow
Arundelmostly inland floodingLow
Alfredmostly inland floodingLow
Waterboromostly inland floodingLow
Lymanmostly inland floodingLow
Daytonmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lyman covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Lyman’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Lyman. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Lyman total about $847K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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