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Natural hazards · Lincoln

Lincoln, ME natural hazards

Most of the natural-hazard damage FEMA expects in Lincoln comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 1 claim here since 2024. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Lincoln?

19
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lincoln to be higher than in 19% of U.S. communities, mostly from inland flooding.

Inland flooding60%Hurricanes13%Winter weather8%Everything else19%
By hazard

What Lincoln faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

60% of expected damage
Below average · higher than 29% of U.S. places
Recorded about 2 times a year in the area

Hurricanes

13% of expected damage
Well above average · higher than 82% of U.S. places
Recorded about once every 14 years in the area

Winter weather

8% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about 25 times a year in the area

Lower here

TornadoesHailIce stormsCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Lincoln flood?

Every paid claim on a federal flood insurance policy in Lincoln, from FEMA’s records.

1paid claims since 2024
$3Kpaid to owners
0homes flooded more than once
20242026
of all homes
are insured
No community discount. Lincoln isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Penobscot County.
Disasters that hit Lincoln

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lincoln itself: aid to households, or repair grants to the Town of Lincoln.

Brought FEMA money into LincolnDeclared for Penobscot County only
2008

Severe Storms and Flooding

3 households applied for aid $3K aid approved
2005

Snow

$12K to the Town of Lincoln for repairs
2005

Record And/Or Near Record Snow

$12K to the Town of Lincoln for repairs
2003

Snow

$22K to the Town of Lincoln for repairs
2001

Snow

$9K to the Town of Lincoln for repairs
Penobscot County has had 19 natural disasters declared since 1953, most often floods and severe storms.
Around Lincoln

Lincoln and the towns around it

Lee: Low, mostly inland floodingWinn: Low, mostly inland floodingBurlington: Low, mostly inland floodingSpringfield: Moderate, mostly inland floodingWebster plantation: Moderate, mostly inland floodingMattawamkeag: Moderate, mostly inland floodingLowell: Low, mostly inland floodingLincoln: Very low, mostly inland flooding LincolnLeeWinnBurlington
Very lowLowModerateHighVery high
Leemostly inland floodingLow
Winnmostly inland floodingLow
Burlingtonmostly inland floodingLow
Lincolnmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lincoln covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Lincoln’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Lincoln. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Lincoln total about $1.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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You’re in Lincoln, MEPenobscot CountyView boundary

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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