Natural hazards · Hermon

Hermon, ME natural hazards

Most of the natural-hazard damage FEMA expects in Hermon comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 3 claims here since 2005. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hermon?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hermon to be higher than in 15% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding45%Hurricanes15%Winter weather10%Ice storms8%Cold waves6%Lightning5%Everything else11%

By hazard

What Hermon faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

45% of expected damage

Well below average · higher than 15% of U.S. places

Recorded about 2 times a year in the area

Hurricanes

15% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 12 years in the area

Winter weather

10% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 24 times a year in the area

Ice storms

8% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once a year in the area

Cold waves

6% of expected damage

Below average · higher than 47% of U.S. places

Recorded about 3 times a year in the area

Lightning

5% of expected damage

Above average · higher than 70% of U.S. places

Lower here

TornadoesHailHeat wavesWildfireEarthquakesLandslidesStrong windDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hermon flood?

Every paid claim on a federal flood insurance policy in Hermon, from FEMA’s records.

3paid claims since 2005

$10Kpaid to owners

0homes flooded more than once

20052026

Biggest named events

April 2007 Nor'easter: 1 claim, $2K

of all homes
are insured

No community discount. Hermon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Penobscot County.

Disasters that hit Hermon

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hermon itself: aid to households, or repair grants to the Town of Hermon.

Brought FEMA money into HermonDeclared for Penobscot County only

2008

Severe Storms and Flooding

1 household applied for aid $357 aid approved

2005

Record And/Or Near Record Snow

$3K to the Town of Hermon for repairs

2001

Snow

$2K to the Town of Hermon for repairs

Penobscot County has had 19 natural disasters declared since 1953, most often floods and severe storms.

Around Hermon

Hermon and the towns around it

Very lowLowModerateHighVery high

Carmelmostly inland floodingModerate

Glenburnmostly inland floodingModerate

Hampdenmostly inland floodingLow

Bangormostly inland floodingLow

Hermonmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hermon covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Hermon’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Hermon. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Hermon total about $1.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.