Natural hazards · Hanover

Hanover, ME natural hazards

Most of the natural-hazard damage FEMA expects in Hanover comes from inland flooding, and overall the risk is moderate for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hanover?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hanover to be higher than in 42% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding60%Hurricanes19%Cold waves7%Everything else14%

By hazard

What Hanover faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

60% of expected damage

Below average · higher than 48% of U.S. places

Recorded about 3 times a year in the area

Hurricanes

19% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once every 11 years in the area

Cold waves

7% of expected damage

Below average · higher than 47% of U.S. places

Recorded about 3 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

Coastal floodingTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hanover flood?

FEMA's records show no paid flood insurance claims in Hanover.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hanover isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Oxford County.

Disasters that hit Hanover

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hanover itself: aid to households, or repair grants to the Town of Hanover.

Brought FEMA money into HanoverDeclared for Oxford County only

2023

Severe Storm and Flooding

2 households applied for aid $7K aid approved $156K to the Town of Hanover for repairs

2005

Severe Storms, Flooding, Snow Melt, and Ice Jams

$1K to the Town of Hanover for repairs

2003

Severe Storms, Flooding, Snow Melt and Ice Jams

$3K to the Town of Hanover for repairs

2003

Snow

$1K to the Town of Hanover for repairs

1999

Hurricane Floyd Major Disaster Declarations

$2K to the Town of Hanover for repairs

Oxford County has had 33 natural disasters declared since 1953, most often severe storms and floods.

Around Hanover

Hanover and the towns around it

Very lowLowModerateHighVery high

Newrymostly inland floodingHigh

Hanovermostly inland floodingModerate

Bethelmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hanover is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Hanover’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Hanover. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.