Natural hazards · Hamlin

Hamlin, ME natural hazards

Most of the natural-hazard damage FEMA expects in Hamlin comes from cold waves, and overall the risk is low for a U.S. community. Flood insurance has paid 2 claims here since 1979. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hamlin?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hamlin to be higher than in 37% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves44%Inland flooding39%Hurricanes8%Everything else10%

By hazard

What Hamlin faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

44% of expected damage

Above average · higher than 57% of U.S. places

Recorded about 9 times a year in the area

Inland flooding

39% of expected damage

Above average · higher than 54% of U.S. places

Recorded about 3 times a year in the area

Hurricanes

8% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 17 years in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hamlin flood?

Every paid claim on a federal flood insurance policy in Hamlin, from FEMA’s records.

2paid claims since 1979

$16Kpaid to owners

0homes flooded more than once

19792026

of all homes
are insured

No community discount. Hamlin isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Aroostook County.

Disasters that hit Hamlin

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Hamlin itself: aid to households, or repair grants to the Town of Hamlin.

Brought FEMA money into HamlinDeclared for Aroostook County only

2008

Severe Storms and Flooding

8 households applied for aid $78K aid approved

Aroostook County has had 19 natural disasters declared since 1953, most often floods and winter storms.

Around Hamlin

Hamlin and the towns around it

Very lowLowModerateHighVery high

Hamlinmostly cold wavesLow

Cyr plantationmostly cold wavesLow

Caswellmostly cold wavesLow

Van Burenmostly cold wavesLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hamlin is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Hamlin’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Hamlin. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.