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Natural hazards · Guilford

Guilford, ME natural hazards

Most of the natural-hazard damage FEMA expects in Guilford comes from cold waves, and overall the risk is high for a U.S. community. Flood insurance has paid 47 claims here since 1979. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Guilford?

63
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Guilford to be higher than in 63% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves45%Inland flooding29%Ice storms9%Hurricanes7%Lightning6%Everything else5%
By hazard

What Guilford faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

45% of expected damage
Above average · higher than 50% of U.S. places
Recorded about 4 times a year in the area

Inland flooding

29% of expected damage
Above average · higher than 66% of U.S. places
Recorded about 2 times a year in the area

Ice storms

9% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about once every 2 years in the area

Hurricanes

7% of expected damage
Well above average · higher than 84% of U.S. places
Recorded about once every 13 years in the area

Lightning

6% of expected damage
Above average · higher than 67% of U.S. places

Lower here

TornadoesHailWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Guilford flood?

Every paid claim on a federal flood insurance policy in Guilford, from FEMA’s records.

47paid claims since 1979
$1.6Mpaid to owners
2homes flooded more than once
19792026

Biggest named events

  • December Nor'easter: 2 claims, $22K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of all homes
are insured
No community discount. Guilford isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Piscataquis County.
Disasters that hit Guilford

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Guilford itself: aid to households, or repair grants to the Town of Guilford.

Brought FEMA money into GuilfordDeclared for Piscataquis County only
2023

Severe Storm and Flooding

$179K to the Town of Guilford for repairs
2017

Severe Storm and Flooding

$5K to the Town of Guilford for repairs
2010

Severe Storms and Flooding

$13K to the Town of Guilford for repairs
2008

Severe Storms and Flooding

$11K to the Town of Guilford for repairs
Piscataquis County has had 22 natural disasters declared since 1953, most often severe storms and floods.
Around Guilford

Guilford and the towns around it

Sangerville: High, mostly cold wavesDover-Foxcroft: Moderate, mostly cold wavesWillimantic: Moderate, mostly cold wavesParkman: Moderate, mostly cold wavesAbbot: Moderate, mostly cold wavesDexter: Very low, mostly inland floodingBowerbank: Moderate, mostly cold wavesSebec: Moderate, mostly cold wavesGarland: Low, mostly inland floodingMonson: Moderate, mostly cold wavesCambridge: Low, mostly inland floodingWellington: Moderate, mostly cold wavesGuilford: High, mostly cold waves GuilfordSangervilleDover-FoxcroftWillimanticParkmanAbbot
Very lowLowModerateHighVery high
Guilfordmostly cold wavesHigh
Sangervillemostly cold wavesHigh
Dover-Foxcroftmostly cold wavesModerate
Willimanticmostly cold wavesModerate
Parkmanmostly cold wavesModerate
Abbotmostly cold wavesModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Guilford is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Guilford’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Guilford. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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