Natural hazards · Frye Island

Frye Island, ME natural hazards

Most of the natural-hazard damage FEMA expects in Frye Island comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 2 claims here since 2005. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Frye Island?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Frye Island to be higher than in 18% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding43%Hurricanes27%Ice storms10%Everything else20%

By hazard

What Frye Island faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

43% of expected damage

Well below average · higher than 9% of U.S. places

Recorded about 2 times a year in the area

Hurricanes

27% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once every 8 years in the area

Ice storms

10% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 2 times a year in the area

Lower here

TornadoesHailWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Frye Island flood?

Every paid claim on a federal flood insurance policy in Frye Island, from FEMA’s records.

2paid claims since 2005

$8Kpaid to owners

0homes flooded more than once

20052026

of all homes
are insured

No community discount. Frye Island isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cumberland County.

Disasters that hit Frye Island

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Frye Island itself: aid to households, or repair grants to the Town of Frye Island.

Brought FEMA money into Frye IslandDeclared for Cumberland County only

2007

Severe Storms and Inland and Coastal Flooding

$7K to the Town of Frye Island for repairs

Cumberland County has had 33 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Frye Island covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Frye Island’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Town of Frye Island. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Frye Island total about $863K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.