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Natural hazards · Freeport

Freeport, ME natural hazards

Most of the natural-hazard damage FEMA expects in Freeport comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 3 claims here since 1978. 14 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Freeport?

15
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Freeport to be higher than in 15% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding36%Hurricanes27%Ice storms8%Coastal flooding6%Winter weather6%Everything else18%
By hazard

What Freeport faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

36% of expected damage
Well below average · higher than 5% of U.S. places
Recorded about 2 times a year in the area

Hurricanes

27% of expected damage
Well above average · higher than 84% of U.S. places
Recorded about once every 8 years in the area

Ice storms

8% of expected damage
Well above average · higher than 97% of U.S. places
Recorded about 2 times a year in the area

Coastal flooding

6% of expected damage
Well above average · higher than 96% of U.S. places

Winter weather

6% of expected damage
Well above average · higher than 94% of U.S. places
Recorded about 37 times a year in the area

Lower here

TornadoesHailCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Freeport flood?

Every paid claim on a federal flood insurance policy in Freeport, from FEMA’s records.

3paid claims since 1978
$11Kpaid to owners
0homes flooded more than once
19782026

Biggest named events

  • April 2007 Nor'easter: 1 claim, $3K
of all homes
are insured
No community discount. Freeport isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Cumberland County.
Disasters that hit Freeport

14 federal disasters brought FEMA money here

Disasters the President declared that paid out in Freeport itself: aid to households, or repair grants to the Town of Freeport.

Brought FEMA money into FreeportDeclared for Cumberland County only
2024

Severe Winter Storm

$84K to the Town of Freeport for repairs
2024

Severe Storms and Flooding

21 households applied for aid $149K aid approved
2017

Severe Storm and Flooding

$129K to the Town of Freeport for repairs
2015

Severe Winter Storm, Snowstorm, and Flooding

$31K to the Town of Freeport for repairs
2010

Severe Winter Storm

$6K to the Town of Freeport for repairs
2008

Severe Winter Storm and Flooding

$91K to the Town of Freeport for repairs
2008

Severe Storms, Flooding, and Tornadoes

$327K to the Town of Freeport for repairs
2007

Severe Storms and Inland and Coastal Flooding

29 households applied for aid $7K aid approved $91K to the Town of Freeport for repairs
2005

Record Snow

$14K to the Town of Freeport for repairs
2005

Snow

$15K to the Town of Freeport for repairs
2005

Record And/Or Near Record Snow

$39K to the Town of Freeport for repairs
2003

Snow

$15K to the Town of Freeport for repairs
2001

Snow

$23K to the Town of Freeport for repairs
1999

Hurricane Floyd Major Disaster Declarations

$2K to the Town of Freeport for repairs
Cumberland County has had 33 natural disasters declared since 1953, most often severe storms and floods.
Around Freeport

Freeport and the towns around it

Yarmouth: Low, mostly inland floodingBrunswick: Very low, mostly inland floodingHarpswell: Low, mostly coastal floodingPownal: Very low, mostly inland floodingDurham: Low, mostly inland floodingChebeague Island: Very low, mostly inland floodingCumberland: Low, mostly inland floodingNorth Yarmouth: Low, mostly inland floodingTopsham: Low, mostly inland floodingWest Bath: Low, mostly coastal floodingBath: Moderate, mostly inland floodingPhippsburg: Low, mostly coastal floodingNew Gloucester: Very low, mostly inland floodingLisbon: Low, mostly inland floodingLewiston: Low, mostly inland floodingAuburn: Low, mostly inland floodingPortland: Very low, mostly inland floodingFreeport: Very low, mostly inland flooding FreeportYarmouthBrunswickHarpswellPownalDurhamChebeague Island
Very lowLowModerateHighVery high
Yarmouthmostly inland floodingLow
Harpswellmostly coastal floodingLow
Durhammostly inland floodingLow
Pownalmostly inland floodingVery low
Chebeague Islandmostly inland floodingVery low
Brunswickmostly inland floodingVery low
Freeportmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Freeport covers 2 census tracts, combined by population.
Money that reached townFlood claims are matched to Freeport’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Freeport. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Freeport total about $2.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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