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Natural hazards · Fort Fairfield

Fort Fairfield, ME natural hazards

Most of the natural-hazard damage FEMA expects in Fort Fairfield comes from cold waves, and overall the risk is very low for a U.S. community. Flood insurance has paid 111 claims here since 1979. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Fort Fairfield?

17
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fort Fairfield to be higher than in 17% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves43%Inland flooding33%Hurricanes8%Earthquakes7%Everything else9%
By hazard

What Fort Fairfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

43% of expected damage
Above average · higher than 57% of U.S. places
Recorded about 9 times a year in the area

Inland flooding

33% of expected damage
Below average · higher than 25% of U.S. places
Recorded about 3 times a year in the area

Hurricanes

8% of expected damage
Well above average · higher than 79% of U.S. places
Recorded about once every 25 years in the area

Earthquakes

7% of expected damage
Above average · higher than 67% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Fort Fairfield flood?

Every paid claim on a federal flood insurance policy in Fort Fairfield, from FEMA’s records.

111paid claims since 1979
$1.5Mpaid to owners
5homes flooded more than once
19792026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (3) ■ flooded 2+ times

of all homes
are insured
No community discount. Fort Fairfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Aroostook County.

What’s been done with FEMA grants

21flood-prone homes bought out and moved
Disasters that hit Fort Fairfield

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Fort Fairfield itself: aid to households, or repair grants to the Town of Fort Fairfield.

Brought FEMA money into Fort FairfieldDeclared for Aroostook County only
2010

Severe Storms and Flooding

$16K to the Town of Fort Fairfield for repairs
2008

Severe Storms and Flooding

$11K to the Town of Fort Fairfield for repairs
2005

Snow

$51K to the Town of Fort Fairfield for repairs
2005

Severe Storms, Flooding, Snow Melt, and Ice Jams

$45K to the Town of Fort Fairfield for repairs
2005

Record And/Or Near Record Snow

$19K to the Town of Fort Fairfield for repairs
2003

Snow

$59K to the Town of Fort Fairfield for repairs
2001

Snow

$7K to the Town of Fort Fairfield for repairs
2000

Severe Storms, Flooding, and Ice Jams

$90K to the Town of Fort Fairfield for repairs
Aroostook County has had 19 natural disasters declared since 1953, most often floods and winter storms.
Around Fort Fairfield

Fort Fairfield and the towns around it

Presque Isle: Low, mostly cold wavesLimestone: Low, mostly cold wavesEaston: Very low, mostly cold wavesCaribou: Low, mostly cold wavesWestfield: Moderate, mostly inland floodingCaswell: Low, mostly cold wavesMars Hill: Moderate, mostly inland floodingWoodland: Low, mostly cold wavesFort Fairfield: Very low, mostly cold waves Fort FairfieldPresque IsleLimestoneEastonCaribou
Very lowLowModerateHighVery high
Limestonemostly cold wavesLow
Cariboumostly cold wavesLow
Presque Islemostly cold wavesLow
Fort Fairfieldmostly cold wavesVery low
Eastonmostly cold wavesVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fort Fairfield covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Fort Fairfield’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Fort Fairfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Fort Fairfield total about $2.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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