Natural hazards · Cutler

Cutler, ME natural hazards

Most of the natural-hazard damage FEMA expects in Cutler comes from hurricanes, and overall the risk is low for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cutler?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cutler to be higher than in 38% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes35%Inland flooding23%Coastal flooding14%Ice storms10%Cold waves8%Everything else11%

By hazard

What Cutler faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

35% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once every 9 years in the area

Inland flooding

23% of expected damage

Well below average · higher than 4% of U.S. places

Recorded about once a year in the area

Coastal flooding

14% of expected damage

Well above average · higher than 98% of U.S. places

Ice storms

10% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once a year in the area

Cold waves

8% of expected damage

Below average · higher than 42% of U.S. places

Recorded about 2 times a year in the area

Lower here

TornadoesHailWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cutler flood?

FEMA's records show no paid flood insurance claims in Cutler.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Cutler isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Washington County.

Disasters that hit Cutler

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Cutler itself: aid to households, or repair grants to the Town of Cutler.

Brought FEMA money into CutlerDeclared for Washington County only

2024

Severe Storms and Flooding

11 households applied for aid $19K aid approved $237K to the Town of Cutler for repairs

2005

Severe Storms, Flooding, Snow Melt, and Ice Jams

$8K to the Town of Cutler for repairs

2000

Severe Storms, Flooding, and Ice Jams

$6K to the Town of Cutler for repairs

Washington County has had 21 natural disasters declared since 1953, most often severe storms and winter storms.

Around Cutler

Cutler and the towns around it

Very lowLowModerateHighVery high

Whitingmostly inland floodingModerate

Machiasportmostly inland floodingModerate

Cutlermostly hurricanesLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cutler is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Cutler’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Cutler. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.