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Natural hazards · Chapman

Chapman, ME natural hazards

Most of the natural-hazard damage FEMA expects in Chapman comes from cold waves, and overall the risk is very low for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Chapman?

19
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Chapman to be higher than in 19% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves49%Inland flooding32%Hurricanes7%Winter weather5%Everything else6%
By hazard

What Chapman faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

49% of expected damage
Above average · higher than 57% of U.S. places
Recorded about 9 times a year in the area

Inland flooding

32% of expected damage
Below average · higher than 32% of U.S. places
Recorded about 3 times a year in the area

Hurricanes

7% of expected damage
Well above average · higher than 81% of U.S. places
Recorded about once every 20 years in the area

Winter weather

5% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about 30 times a year in the area

Lower here

TornadoesHailIce stormsHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Chapman flood?

FEMA's records show no paid flood insurance claims in Chapman.

of all homes
are insured
No community discount. Chapman isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Aroostook County.
Disasters that hit Chapman

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Chapman itself: aid to households, or repair grants to the Town of Chapman.

Brought FEMA money into ChapmanDeclared for Aroostook County only
2005

Snow

$4K to the Town of Chapman for repairs
2005

Record And/Or Near Record Snow

$2K to the Town of Chapman for repairs
2003

Snow

$4K to the Town of Chapman for repairs
2000

Severe Storms, Flooding, and Ice Jams

$2K to the Town of Chapman for repairs
Aroostook County has had 19 natural disasters declared since 1953, most often floods and winter storms.
Around Chapman

Chapman and the towns around it

Mapleton: Very low, mostly cold wavesWashburn: Low, mostly cold wavesCastle Hill: Very low, mostly cold wavesChapman: Very low, mostly cold waves ChapmanMapleton
Very lowLowModerateHighVery high
Chapmanmostly cold wavesVery low
Mapletonmostly cold wavesVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Chapman is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Chapman’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Chapman. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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