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Natural hazards · Carthage

Carthage, ME natural hazards

Most of the natural-hazard damage FEMA expects in Carthage comes from inland flooding, and overall the risk is high for a U.S. community. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Carthage?

75
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Carthage to be higher than in 75% of U.S. communities, mostly from inland flooding.

Inland flooding66%Cold waves13%Hurricanes10%Everything else11%
By hazard

What Carthage faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

66% of expected damage
Well above average · higher than 88% of U.S. places
Recorded about 2 times a year in the area

Cold waves

13% of expected damage
Above average · higher than 54% of U.S. places
Recorded about 7 times a year in the area

Hurricanes

10% of expected damage
Well above average · higher than 84% of U.S. places
Recorded about once every 12 years in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Carthage flood?

FEMA's records show no paid flood insurance claims in Carthage.

of all homes
are insured
No community discount. Carthage isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Franklin County.
Disasters that hit Carthage

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Carthage itself: aid to households, or repair grants to the Town of Carthage.

Brought FEMA money into CarthageDeclared for Franklin County only
2023

Severe Storm and Flooding

5 households applied for aid $3K aid approved $290K to the Town of Carthage for repairs
2011

Tropical Storm Irene

$4K to the Town of Carthage for repairs
2007

Severe Storms and Inland and Coastal Flooding

$72K to the Town of Carthage for repairs
2005

Severe Storms, Flooding, Snow Melt, and Ice Jams

$30K to the Town of Carthage for repairs
2005

Snow

$3K to the Town of Carthage for repairs
2005

Record And/Or Near Record Snow

$2K to the Town of Carthage for repairs
2003

Snow

$2K to the Town of Carthage for repairs
2003

Severe Storms, Flooding, Snow Melt and Ice Jams

$19K to the Town of Carthage for repairs
2000

Severe Storms, Flooding, and Ice Jams

$7K to the Town of Carthage for repairs
Franklin County has had 28 natural disasters declared since 1953, most often severe storms and floods.
Around Carthage

Carthage and the towns around it

Dixfield: Moderate, mostly inland floodingMexico: Very high, mostly inland floodingWeld: High, mostly inland floodingPeru: Moderate, mostly inland floodingWilton: Moderate, mostly inland floodingCanton: Moderate, mostly inland floodingRumford: High, mostly inland floodingRoxbury: Very high, mostly inland floodingAvon: High, mostly inland floodingCarthage: High, mostly inland flooding CarthageDixfieldMexicoWeld
Very lowLowModerateHighVery high
Mexicomostly inland floodingVery high
Carthagemostly inland floodingHigh
Weldmostly inland floodingHigh
Dixfieldmostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Carthage is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Carthage’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Carthage. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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