Natural hazards · Bridgewater

Bridgewater, ME natural hazards

Most of the natural-hazard damage FEMA expects in Bridgewater comes from inland flooding, and overall the risk is low for a U.S. community. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bridgewater?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bridgewater to be higher than in 31% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding45%Cold waves35%Hurricanes9%Everything else11%

By hazard

What Bridgewater faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

45% of expected damage

Above average · higher than 50% of U.S. places

Recorded about 3 times a year in the area

Cold waves

35% of expected damage

Above average · higher than 55% of U.S. places

Recorded about 8 times a year in the area

Hurricanes

9% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 21 years in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

Coastal floodingTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bridgewater flood?

FEMA's records show no paid flood insurance claims in Bridgewater.

of all homes
are insured

No community discount. Bridgewater isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Aroostook County.

Disasters that hit Bridgewater

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Bridgewater itself: aid to households, or repair grants to the Town of Bridgewater.

Brought FEMA money into BridgewaterDeclared for Aroostook County only

2010

Severe Storms and Flooding

$10K to the Town of Bridgewater for repairs

2008

Severe Storms and Flooding

$6K to the Town of Bridgewater for repairs

2005

Snow

$17K to the Town of Bridgewater for repairs

2005

Record And/Or Near Record Snow

$6K to the Town of Bridgewater for repairs

2003

Snow

$11K to the Town of Bridgewater for repairs

2001

Snow

$2K to the Town of Bridgewater for repairs

2000

Severe Storms, Flooding, and Ice Jams

$18K to the Town of Bridgewater for repairs

Aroostook County has had 19 natural disasters declared since 1953, most often floods and winter storms.

Around Bridgewater

Bridgewater and the towns around it

Very lowLowModerateHighVery high

Blainemostly inland floodingModerate

Bridgewatermostly inland floodingLow

Monticellomostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bridgewater is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Bridgewater’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Bridgewater. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.