Natural hazards · Bradley

Bradley, ME natural hazards

Most of the natural-hazard damage FEMA expects in Bradley comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 14 claims here since 1979. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bradley?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bradley to be higher than in 57% of U.S. communities, mostly from inland flooding.

Inland flooding67%Hurricanes8%Winter weather6%Everything else19%

By hazard

What Bradley faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

67% of expected damage

Above average · higher than 74% of U.S. places

Recorded about 2 times a year in the area

Hurricanes

8% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 13 years in the area

Winter weather

6% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 24 times a year in the area

Lower here

TornadoesHailIce stormsCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bradley flood?

Every paid claim on a federal flood insurance policy in Bradley, from FEMA’s records.

14paid claims since 1979

$116Kpaid to owners

3homes flooded more than once

19792026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of all homes
are insured

No community discount. Bradley isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Penobscot County.

Disasters that hit Bradley

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Bradley itself: aid to households, or repair grants to the Town of Bradley.

Brought FEMA money into BradleyDeclared for Penobscot County only

2008

Severe Storms and Flooding

10 households applied for aid $15K aid approved

Penobscot County has had 19 natural disasters declared since 1953, most often floods and severe storms.

Around Bradley

Bradley and the towns around it

Very lowLowModerateHighVery high

Amherstmostly inland floodingHigh

Old Townmostly inland floodingHigh

Bradleymostly inland floodingModerate

Milfordmostly inland floodingModerate

Oronomostly inland floodingLow

Eddingtonmostly inland floodingLow

Cliftonmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bradley covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Bradley’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Bradley. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Bradley total about $1.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.