Natural hazards · Belmont

Belmont, ME natural hazards

Most of the natural-hazard damage FEMA expects in Belmont comes from inland flooding, and overall the risk is moderate for a U.S. community. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Belmont?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Belmont to be higher than in 46% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding38%Hurricanes27%Cold waves10%Ice storms8%Winter weather6%Everything else11%

By hazard

What Belmont faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

38% of expected damage

Below average · higher than 33% of U.S. places

Recorded about once a year in the area

Hurricanes

27% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once every 9 years in the area

Cold waves

10% of expected damage

Below average · higher than 48% of U.S. places

Recorded about 3 times a year in the area

Ice storms

8% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once a year in the area

Winter weather

6% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 31 times a year in the area

Lower here

TornadoesHailHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Belmont flood?

FEMA's records show no paid flood insurance claims in Belmont.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Belmont isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Waldo County.

Disasters that hit Belmont

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Belmont itself: aid to households, or repair grants to the Town of Belmont.

Brought FEMA money into BelmontDeclared for Waldo County only

2024

Severe Storms and Flooding

3 households applied for aid $3K aid approved

2023

Severe Storm and Flooding

$13K to the Town of Belmont for repairs

2021

Severe Storm and Flooding

$25K to the Town of Belmont for repairs

2009

Severe Storms, Flooding, and Landslides

$7K to the Town of Belmont for repairs

2008

Severe Winter Storm and Flooding

$1K to the Town of Belmont for repairs

2008

Severe Storms and Flooding

$8K to the Town of Belmont for repairs

2007

Severe Storms and Inland and Coastal Flooding

$7K to the Town of Belmont for repairs

2007

Flooding

$13K to the Town of Belmont for repairs

Waldo County has had 22 natural disasters declared since 1953, most often severe storms and floods.

Around Belmont

Belmont and the towns around it

Very lowLowModerateHighVery high

Belmontmostly inland floodingModerate

Morrillmostly inland floodingModerate

Searsmontmostly inland floodingModerate

Northportmostly hurricanesLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Belmont is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Belmont’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Belmont. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.