Natural hazards · Beaver Cove

Beaver Cove, ME natural hazards

Most of the natural-hazard damage FEMA expects in Beaver Cove comes from inland flooding, and overall the risk is moderate for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Beaver Cove?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Beaver Cove to be higher than in 59% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding44%Cold waves36%Hurricanes9%Everything else10%

By hazard

What Beaver Cove faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

44% of expected damage

Above average · higher than 72% of U.S. places

Recorded about 2 times a year in the area

Cold waves

36% of expected damage

Above average · higher than 56% of U.S. places

Recorded about 10 times a year in the area

Hurricanes

9% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once every 13 years in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

Coastal floodingTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Beaver Cove flood?

FEMA's records show no paid flood insurance claims in Beaver Cove.

of all homes
are insured

No community discount. Beaver Cove isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Piscataquis County.

Disasters that hit Beaver Cove

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Beaver Cove itself: aid to households, or repair grants to the Town of Beaver Cove.

Brought FEMA money into Beaver CoveDeclared for Piscataquis County only

2005

Severe Storms, Flooding, Snow Melt, and Ice Jams

$2K to the Town of Beaver Cove for repairs

2003

Severe Storms, Flooding, Snow Melt and Ice Jams

$12K to the Town of Beaver Cove for repairs

2000

Severe Storms, Flooding, and Ice Jams

$2K to the Town of Beaver Cove for repairs

Piscataquis County has had 22 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Beaver Cove is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Beaver Cove’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Beaver Cove. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.