Natural hazards · Baldwin

Baldwin, ME natural hazards

Most of the natural-hazard damage FEMA expects in Baldwin comes from inland flooding, and overall the risk is low for a U.S. community. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Baldwin?

22
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Baldwin to be higher than in 22% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding47%Hurricanes18%Ice storms8%Strong wind6%Everything else22%
By hazard

What Baldwin faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

47% of expected damage
Well below average · higher than 21% of U.S. places
Recorded about 2 times a year in the area

Hurricanes

18% of expected damage
Well above average · higher than 83% of U.S. places
Recorded about once every 11 years in the area

Ice storms

8% of expected damage
Well above average · higher than 97% of U.S. places
Recorded about 2 times a year in the area

Strong wind

6% of expected damage
Below average · higher than 31% of U.S. places
Recorded about once every 2 years in the area

Lower here

TornadoesHailWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Baldwin flood?

FEMA's records show no paid flood insurance claims in Baldwin.

of all homes
are insured
No community discount. Baldwin isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Cumberland County.
Disasters that hit Baldwin

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in Baldwin itself: aid to households, or repair grants to the Town of Baldwin.

Brought FEMA money into BaldwinDeclared for Cumberland County only
2017

Severe Storm and Flooding

$6K to the Town of Baldwin for repairs
2015

Severe Winter Storm, Snowstorm, and Flooding

$6K to the Town of Baldwin for repairs
2013

Severe Winter Storm, Snowstorm, and Flooding

$8K to the Town of Baldwin for repairs
2010

Severe Winter Storm

$41K to the Town of Baldwin for repairs
2008

Severe Winter Storm and Flooding

$41K to the Town of Baldwin for repairs
2007

Severe Storms and Inland and Coastal Flooding

$198K to the Town of Baldwin for repairs
2005

Record Snow

$9K to the Town of Baldwin for repairs
2005

Snow

$10K to the Town of Baldwin for repairs
2005

Record And/Or Near Record Snow

$14K to the Town of Baldwin for repairs
2001

Snow

$8K to the Town of Baldwin for repairs
Cumberland County has had 33 natural disasters declared since 1953, most often severe storms and floods.
Around Baldwin

Baldwin and the towns around it

Limington: Low, mostly inland floodingSebago: Low, mostly inland floodingHiram: Moderate, mostly inland floodingCornish: Moderate, mostly inland floodingStandish: Low, mostly inland floodingWaterboro: Low, mostly inland floodingLimerick: Very low, mostly inland floodingHollis: Low, mostly inland floodingNaples: Very low, mostly inland floodingDenmark: Moderate, mostly inland floodingCasco: Low, mostly inland floodingRaymond: Low, mostly inland floodingParsonsfield: Moderate, mostly inland floodingPorter: Moderate, mostly inland floodingBrownfield: Moderate, mostly inland floodingWindham: Low, mostly inland floodingGorham: Low, mostly inland floodingBuxton: Low, mostly inland floodingBaldwin: Low, mostly inland flooding BaldwinLimingtonSebagoHiramCornishStandish
Very lowLowModerateHighVery high
Hirammostly inland floodingModerate
Cornishmostly inland floodingModerate
Limingtonmostly inland floodingLow
Standishmostly inland floodingLow
Baldwinmostly inland floodingLow
Sebagomostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Baldwin covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Baldwin’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Baldwin. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Baldwin total about $620K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The door’s open

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01