Natural hazards · Wildewood

Wildewood, MD natural hazards

Most of the natural-hazard damage FEMA expects in Wildewood comes from inland flooding, and overall the risk is very low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Wildewood?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wildewood to be higher than in 12% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding37%Hurricanes33%Strong wind6%Tornadoes6%Heat waves5%Everything else12%

By hazard

What Wildewood faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

37% of expected damage

Well below average · higher than 4% of U.S. places

Recorded about 3 times a year in the area

Hurricanes

33% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once every 8 years in the area

Strong wind

6% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

6% of expected damage

Below average · higher than 39% of U.S. places

Heat waves

5% of expected damage

Well below average · higher than 3% of U.S. places

Recorded about 6 times a year in the area

Lower here

HailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Wildewood flood?

FEMA's records show no paid flood insurance claims in Wildewood.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Wildewood isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: St. Mary's County.

Disasters that hit Wildewood

Federal disasters declared here

None of the disasters declared for St. Mary's County shows FEMA aid or repair money reaching Wildewood itself in FEMA’s records.

Brought FEMA money into WildewoodDeclared for St. Mary's County only

St. Mary's County has had 14 natural disasters declared since 1953, most often winter storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wildewood is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Wildewood’s own flood-insurance community; household aid to the registrant’s city; repair grants to Wildewood. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.