Natural hazards · Whaleyville

Whaleyville, MD natural hazards

Most of the natural-hazard damage FEMA expects in Whaleyville comes from hurricanes, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Whaleyville?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Whaleyville to be higher than in 32% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes53%Inland flooding21%Cold waves8%Coastal flooding7%Everything else11%

By hazard

What Whaleyville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

53% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

21% of expected damage

Well below average · higher than 6% of U.S. places

Recorded about once a year in the area

Cold waves

8% of expected damage

Below average · higher than 48% of U.S. places

Recorded about once a year in the area

Coastal flooding

7% of expected damage

Well above average · higher than 98% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Whaleyville flood?

FEMA's records show no paid flood insurance claims in Whaleyville.

of all homes
are insured

No community discount. Whaleyville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Worcester County.

Disasters that hit Whaleyville

Federal disasters declared here

None of the disasters declared for Worcester County shows FEMA aid or repair money reaching Whaleyville itself in FEMA’s records.

Brought FEMA money into WhaleyvilleDeclared for Worcester County only

Worcester County has had 10 natural disasters declared since 1953, most often winter storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Whaleyville is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Whaleyville’s own flood-insurance community; household aid to the registrant’s city; repair grants to Whaleyville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.