Natural hazards · Walkersville

Walkersville, MD natural hazards

Most of the natural-hazard damage FEMA expects in Walkersville comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 2 claims here since 1988. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Walkersville?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Walkersville to be higher than in 15% of U.S. communities, mostly from inland flooding.

Inland flooding67%Tornadoes6%Earthquakes5%Heat waves5%Everything else17%

By hazard

What Walkersville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

67% of expected damage

Below average · higher than 32% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

6% of expected damage

Below average · higher than 47% of U.S. places

Earthquakes

5% of expected damage

Above average · higher than 52% of U.S. places

Heat waves

5% of expected damage

Well below average · higher than 3% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Walkersville flood?

Every paid claim on a federal flood insurance policy in Walkersville, from FEMA’s records.

2paid claims since 1988

$10Kpaid to owners

0homes flooded more than once

19882026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Walkersville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Frederick County.

Disasters that hit Walkersville

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Walkersville itself: aid to households, or repair grants to the Town of Walkersville.

Brought FEMA money into WalkersvilleDeclared for Frederick County only

2016

Severe Winter Storm and Snowstorm

$46K to the Town of Walkersville for repairs

2003

Hurricane Isabel

16 households applied for aid $29K aid approved

2003

Snow

$9K to the Town of Walkersville for repairs

2000

Severe Winter Storm

$7K to the Town of Walkersville for repairs

Frederick County has had 20 natural disasters declared since 1953, most often winter storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Walkersville covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Walkersville’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Town of Walkersville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Walkersville total about $1.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.