Urbana, MD housing market
Homes typically sell in 41 days, a little above asking.
Home values, sales, trends and how Urbana compares with the towns next door — updated as new data is published.
Urbana at a glance
A seller's market
Supply is tight — about 2.9 months of homes for sale at the current pace. Buyers should expect competition on well-priced homes.
Home prices up 46% in 5 years
The federal house price index for the ZIP codes around Urbana rose 46% over the past 5 years, faster than across Maryland (40%). Last year prices rose 2.2%. Carrying the Census median home value forward with that index puts the typical Urbana home at roughly $733,000 today.
Show as a table
| Year | Change that year | Since 2000 | Maryland since 2000 |
|---|---|---|---|
| 2025 | +2.2% | +162% | +168% |
| 2024 | +2.4% | +157% | +161% |
| 2023 | +9.4% | +151% | +148% |
| 2022 | +14% | +129% | +135% |
| 2021 | +12% | +101% | +110% |
| 2020 | +2.4% | +80% | +92% |
| 2019 | +2.4% | +75% | +87% |
| 2018 | +2.8% | +71% | +82% |
| 2017 | +3.9% | +67% | +77% |
| 2016 | +0.6% | +60% | +72% |
| 2015 | +3.4% | +59% | +68% |
| 2014 | +3.7% | +54% | +64% |
| 2013 | +2.4% | +49% | +59% |
| 2012 | +0.1% | +45% | +56% |
| 2011 | −7.2% | +45% | +59% |
| 2010 | −1.1% | +56% | +66% |
| 2009 | −13% | +58% | +75% |
| 2008 | −8% | +82% | +97% |
| 2007 | −3.3% | +97% | +110% |
| 2006 | +9% | +104% | +107% |
| 2005 | +23% | +87% | +84% |
| 2004 | +19% | +53% | +50% |
| 2003 | +7.3% | +28% | +28% |
| 2002 | +12% | +19% | +18% |
| 2001 | +6.3% | +6.3% | +7.9% |
| 2000 | — | — | — |
How Urbana ranks on rising home prices →
Federal Housing Finance Agency House Price Index (annual, developmental) for ZIP codes 21704, 21754, weighted by land area. It tracks repeat sales and appraisals of the same homes, so it shows how prices changed, not what homes cost. The estimated value scales the Census (ACS 2020-2024) median home value by that change.
Urbana and its neighbors
| Town | 1-yr change | 2-bed rent | Median income |
|---|---|---|---|
| Urbana | +2.2%† | $2,440 | $182,500 |
| Green Valley | +2%† | $2,140 | $171,707 |
† FHFA price index change, where Zillow has no home value for the town.
3.5 years of income
The typical Urbana home costs about 3.5 years of the town's median household income, less than across Maryland (4.1 years).
How Urbana ranks on affordability →
Home value ÷ ACS median household income.
Owners, rent & taxes
U.S. Census Bureau, ACS 2020-2024.
A two-bedroom rents for about $2,440
HUD's Fair Market Rent for a two-bedroom in Urbana is $2,440 a month, utilities included: roughly what a modest, recently rented unit costs. Renters already in Urbana pay a median of $2,649. A two-bedroom takes about 16% of the town's median household income.
Studio $2,120 · 4 bedrooms $3,610
U.S. Department of Housing and Urban Development, FY2026 Fair Market Rents by ZIP code (21704, 21754; Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area), weighted by land area. A Fair Market Rent is the 40th-percentile rent plus utilities for a standard unit. Median rent: U.S. Census Bureau, American Community Survey.
Recent listings in Urbana
Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center, May 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Price trend: Federal Housing Finance Agency House Price Index. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers.