Thurmont, MD housing market
The typical Thurmont home is worth about $398,000, up 0.9% in a year, 7% below the Maryland typical home. Homes typically sell in 41 days, close to asking.
Home values, sales, trends and how Thurmont compares with the towns next door — updated as new data is published.
Thurmont at a glance
A strong seller's market
Homes are selling faster than new ones are listed: less than two months of supply. Well-priced homes can draw several offers.
Typical home value, 2016–2026
Show as a table
| January | Thurmont | Maryland |
|---|---|---|
| 2017 | $244,000 | $290,000 |
| 2018 | $253,000 | $301,000 |
| 2019 | $265,000 | $310,000 |
| 2020 | $274,000 | $322,000 |
| 2021 | $301,000 | $349,000 |
| 2022 | $334,000 | $384,000 |
| 2023 | $347,000 | $398,000 |
| 2024 | $366,000 | $412,000 |
| 2025 | $390,000 | $427,000 |
| 2026 | $395,000 | $429,000 |
| August 2026 | $398,000 | $428,000 |
Thurmont and its neighbors
| Town | Typical value | 1-yr change | 2-bed rent | Median income |
|---|---|---|---|---|
| Thurmont | $398K | +0.9% | $1,270 | $98,125 |
| Graceham | — | −0.9%† | $1,270 | $93,036 |
† FHFA price index change, where Zillow has no home value for the town.
4.1 years of income
The typical Thurmont home costs about 4.1 years of the town's median household income, about the same as across Maryland (4.1).
How Thurmont ranks on affordability →
Home value ÷ ACS median household income.
Owners, rent & taxes
U.S. Census Bureau, ACS 2020-2024.
A two-bedroom rents for about $1,270
HUD's Fair Market Rent for a two-bedroom in Thurmont is $1,270 a month, utilities included: roughly what a modest, recently rented unit costs. Renters already in Thurmont pay a median of $927, so moving in tends to cost more than staying put. A two-bedroom takes about 16% of the town's median household income.
Studio $1,100 · 4 bedrooms $1,880
U.S. Department of Housing and Urban Development, FY2026 Fair Market Rents by ZIP code (21788; Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area), weighted by land area. A Fair Market Rent is the 40th-percentile rent plus utilities for a standard unit. Median rent: U.S. Census Bureau, American Community Survey.
Home values: Zillow Home Value Index (ZHVI), Zillow Research, August 2026. Sales, days on market and supply: Redfin Data Center, May 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers.