Natural hazards · Taneytown

Taneytown, MD natural hazards

Most of the natural-hazard damage FEMA expects in Taneytown comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 9 claims here since 1979. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Taneytown?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Taneytown to be higher than in 13% of U.S. communities, mostly from inland flooding.

Inland flooding53%Strong wind11%Hurricanes8%Drought8%Everything else20%

By hazard

What Taneytown faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

53% of expected damage

Below average · higher than 26% of U.S. places

Recorded about 3 times a year in the area

Strong wind

11% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 8 times a year in the area

Hurricanes

8% of expected damage

Above average · higher than 65% of U.S. places

Recorded about once every 11 years in the area

Drought

8% of expected damage

Recorded about 5 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Taneytown flood?

Every paid claim on a federal flood insurance policy in Taneytown, from FEMA’s records.

9paid claims since 1979

$116Kpaid to owners

0homes flooded more than once

19792026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Taneytown isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Carroll County.

Disasters that hit Taneytown

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Taneytown itself: aid to households, or repair grants to the City of Taneytown.

Brought FEMA money into TaneytownDeclared for Carroll County only

2016

Severe Winter Storm and Snowstorm

$77K to the City of Taneytown for repairs

2014

Snowstorm

$10K to the City of Taneytown for repairs

2012

Hurricane Sandy

$8K to the City of Taneytown for repairs

2010

Severe Winter Storms and Snowstorms

$16K to the City of Taneytown for repairs

2003

Hurricane Isabel

9 households applied for aid $15K aid approved

2003

Snow

$5K to the City of Taneytown for repairs

Carroll County has had 16 natural disasters declared since 1953, most often winter storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Taneytown covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Taneytown’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the City of Taneytown. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Taneytown total about $1.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.