Natural hazards · Stevensville

Stevensville, MD natural hazards

Most of the natural-hazard damage FEMA expects in Stevensville comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 88 claims here since 1979. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Stevensville?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Stevensville to be higher than in 5% of U.S. communities, mostly from inland flooding.

Inland flooding46%Hurricanes13%Coastal flooding8%Tornadoes7%Heat waves6%Strong wind6%Everything else14%

By hazard

What Stevensville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

46% of expected damage

Well below average · higher than 4% of U.S. places

Recorded about once a year in the area

Hurricanes

13% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once every 8 years in the area

Coastal flooding

8% of expected damage

Well above average · higher than 97% of U.S. places

Tornadoes

7% of expected damage

Below average · higher than 46% of U.S. places

Heat waves

6% of expected damage

Well below average · higher than 4% of U.S. places

Recorded about 6 times a year in the area

Strong wind

6% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about 6 times a year in the area

Lower here

HailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Stevensville flood?

Every paid claim on a federal flood insurance policy in Stevensville, from FEMA’s records.

88paid claims since 1979

$1.4Mpaid to owners

0homes flooded more than once

19792026

Biggest named events

Hurricane Isabel: 33 claims, $815K
Hurricane Isaias: 12 claims, $243K
Hurricane Floyd: 9 claims, $29K

of all homes
are insured

No community discount. Stevensville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Queen Anne's County.

What’s been done with FEMA grants

1homes raised above flood level

Disasters that hit Stevensville

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Stevensville itself: aid to households, or repair grants to Stevensville.

Brought FEMA money into StevensvilleDeclared for Queen Anne's County only

2003

Hurricane Isabel

178 households applied for aid $252K aid approved

Queen Anne's County has had 14 natural disasters declared since 1953, most often winter storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Stevensville covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Stevensville’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Stevensville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Stevensville total about $1.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.